MEMBERS FIRST CREDIT UNION OF FLORIDA
MEMBERS FIRST CREDIT UNION OF FLORIDA received 71 applications in 2025 and made 53 mortgages, in 5 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $85,000. Of 68 decisions, 12 were denials — 17.7%.
| Legal Entity Identifier | 549300JSWMVSCXIPC896 |
|---|---|
| Applications received | 71 |
| Mortgages made | 53 |
| Denied | 12 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Cash-out refinancing | 14 | Not published | $95,000 | 25.0% |
| Other purposes | 25 | Not published | $65,000 | 16.1% |
Where MEMBERS FIRST CREDIT UNION OF FLORIDA lends most
The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Escambia County, FL | 32 | Not published | 22.7% |
| Santa Rosa County, FL | 18 | Not published | 9.5% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Marion County, AL | 1 | Under 10 loans | 0.0% |
| Sumter County, FL | 1 | Under 10 loans | 0.0% |
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When MEMBERS FIRST CREDIT UNION OF FLORIDA’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.