Home purchase lenders in Escambia County
4,404 home purchase mortgages were made in Escambia County, Florida, in 2025, by 390 lenders. The median rate their borrowers got was 6.490% on a median loan of $255,000. Of 5,434 decisions, 832 were denials — 15.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 381 | 4.990% | $295,000 | 17.8% |
| Navy Federal Credit Union | 354 | 6.250% | $275,000 | 8.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 234 | 6.499% | $255,000 | 12.3% |
| Mortgage Research Center, LLC | 193 | 6.500% | $275,000 | 7.9% |
| MOVEMENT MORTGAGE, LLC | 166 | 6.531% | $195,000 | 3.5% |
| THE MORTGAGE FIRM, INC. | 155 | 6.750% | $245,000 | 1.8% |
| GUILD MORTGAGE COMPANY | 150 | 6.250% | $245,000 | 3.7% |
| Rocket Mortgage, LLC | 139 | 6.500% | $245,000 | 10.3% |
| University Bank | 135 | 6.500% | $265,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 99 | 6.500% | $205,000 | 11.6% |
| LENNAR MORTGAGE, LLC | 82 | 4.625% | $285,000 | 14.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 81 | 6.625% | $275,000 | 2.4% |
| FBC MORTGAGE, LLC | 79 | 4.990% | $275,000 | 1.3% |
| GUARANTEED RATE AFFINITY, LLC | 78 | 6.363% | $195,000 | 4.8% |
| CMG MORTGAGE, INC. | 69 | 6.500% | $265,000 | 3.7% |
| Regions Bank | 65 | 6.500% | $385,000 | 19.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 57 | 6.575% | $215,000 | 5.0% |
| 21st Mortgage Corporation | 49 | 9.610% | $115,000 | 76.5% |
| Kiavi Funding, Inc. | 48 | 10.700% | $155,000 | 11.1% |
| GARDNER FINANCIAL SERVICES, LTD. | 42 | 6.500% | $270,000 | 4.1% |
| FIDELITY BANK | 41 | 6.500% | $235,000 | 6.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 40 | 6.500% | $205,000 | 4.8% |
| Synovus Bank | 39 | 6.625% | $245,000 | 25.0% |
| DSLD MORTGAGE, LLC | 38 | 6.058% | $360,000 | 0.0% |
| Ameris Bank | 38 | 6.375% | $325,000 | 5.0% |
| Pen Air Credit Union | 36 | 6.375% | $225,000 | 18.2% |
| SouthState Bank, National Association | 34 | 6.438% | $245,000 | 0.0% |
| NEWREZ LLC | 33 | 6.250% | $295,000 | 2.9% |
| RMC HOME MORTGAGE, LLC | 31 | 5.990% | $345,000 | 6.1% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 31 | 6.500% | $285,000 | 0.0% |
| USAA Federal Savings Bank | 29 | 6.500% | $365,000 | 21.6% |
| Centennial Bank | 27 | 7.250% | $285,000 | 10.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 27 | 7.250% | $245,000 | 6.7% |
| Broker Solutions, Inc. | 26 | 6.750% | $315,000 | 3.7% |
| Cadence Bank | 25 | 6.750% | $195,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 24 | 8.000% | $60,000 | 42.6% |
| Gulf Winds Credit Union | 24 | 6.563% | $210,000 | 17.2% |
| Equity Prime Mortgage LLC | 23 | 6.125% | $245,000 | 14.8% |
| PENNYMAC LOAN SERVICES, LLC | 23 | 5.990% | $285,000 | 14.3% |
| ServisFirst Bank | 22 | 6.600% | $320,000 | 0.0% |
| Bank of America, National Association | 21 | 6.240% | $225,000 | 34.4% |
| City National Bank of Florida | 21 | 6.125% | $225,000 | 4.6% |
| Zippy Loans, LLC | 20 | 8.000% | $55,000 | 68.2% |
| FREEDOM MORTGAGE CORPORATION | 20 | 6.250% | $245,000 | 4.8% |
| KIND LENDING, LLC | 19 | 6.625% | $295,000 | 29.6% |
| FIRST COLONY MORTGAGE CORPORATION | 19 | 6.250% | $265,000 | 4.6% |
| JPMorgan Chase Bank, National Association | 18 | 6.433% | $245,000 | 28.0% |
| DAS Acquisition Company, LLC | 18 | 6.875% | $265,000 | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 18 | 10.500% | $150,000 | 0.0% |
| SUMMIT FUNDING, INC. | 17 | 6.875% | $255,000 | 15.0% |
| Ixonia Bank | 16 | 6.933% | $275,000 | 18.2% |
| Paramount Residential Mortgage Group, Inc. | 16 | 6.250% | $245,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 15 | 6.125% | $305,000 | 6.3% |
| NATIONSTAR MORTGAGE LLC | 14 | 6.558% | $285,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 13 | 6.500% | $225,000 | 13.3% |
| Renasant Bank | 13 | 6.750% | $415,000 | 7.1% |
| Loandepot.Com, LLC | 13 | 6.875% | $195,000 | 0.0% |
| Truist Bank | 12 | 6.175% | $465,000 | 29.4% |
| EVERETT FINANCIAL, INC. | 12 | 7.313% | $260,000 | 14.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 12 | 6.813% | $280,000 | 7.7% |
| Trustmark National Bank | 12 | 6.688% | $280,000 | 0.0% |
| HARVESTERS FEDERAL CREDIT UNION | 12 | 7.057% | $200,000 | 7.7% |
| TOWNE MORTGAGE COMPANY | 12 | 6.058% | $240,000 | 0.0% |
| GUARANTEED RATE, INC. | 11 | 6.250% | $315,000 | 15.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 11 | 7.125% | $225,000 | 15.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 11 | 6.250% | $285,000 | 0.0% |
| Plains Commerce Bank | 11 | 6.625% | $215,000 | 15.4% |
| MORTGAGEONE, INC. | 11 | 6.250% | $285,000 | 0.0% |
| Loan Funder LLC | 10 | 10.750% | $190,000 | 33.3% |
| THE LOAN STORE, INC. | 10 | 6.625% | $305,000 | 0.0% |
| Community Bank of Mississippi | 10 | 7.000% | $165,000 | 7.7% |
| HANCOCK WHITNEY BANK | 10 | 6.650% | $275,000 | 9.1% |
| 254900CTT87ZKAUTIJ37 | 10 | 9.990% | $135,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 10 | 7.688% | $320,000 | 16.7% |
| Wells Fargo Bank, National Association | 9 | Under 10 loans | Under 10 loans | 50.0% |
| U.S. Bank National Association | 9 | Under 10 loans | Under 10 loans | 40.0% |
| CANOPY MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| CHAMPIONS FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LoanUnited.com, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Northpointe Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 8 | Under 10 loans | Under 10 loans | 41.7% |
| Synergy One Lending, Inc. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | Under 10 loans | Under 10 loans | 79.1% |
| LENDINGONE, LLC | 6 | Under 10 loans | Under 10 loans | 68.4% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMETRUST MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 6 | Under 10 loans | Under 10 loans | 14.3% |
| STOCKTON MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| UNION HOME MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 5 | Under 10 loans | Under 10 loans | 33.3% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BankPlus | 5 | Under 10 loans | Under 10 loans | 22.2% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Suncoast Trust BancShares, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SmartBank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 25.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| INSPIRE HOME LOANS INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| FlexPoint, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| INTERCOASTAL MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Capital City Home Loans, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS FIRST CREDIT UNION OF FLORIDA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBH Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COASTAL LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Fifth Third Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| VISTA POINT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LEADERONE FINANCIAL CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ACOPIA, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GoPrime Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MidSouth Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEGASTAR FINANCIAL CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GMFS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GO MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005Z23HAAZ6QDM98 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST EQUITY MORTGAGE BANKERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MSA MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL IN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PARTNERS Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Origin Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MIDFLORIDA | 1 | Under 10 loans | Under 10 loans | 80.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 25.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 190 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.