Mountain Commerce Bank
Mountain Commerce Bank received 153 applications in 2025 and made 120 mortgages, in 28 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $385,000. Of 136 decisions, 8 were denials — 5.9%.
| Legal Entity Identifier | 549300WN1LQYJX9HOU28 |
|---|---|
| Applications received | 153 |
| Mortgages made | 120 |
| Denied | 8 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 17 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 95 | Not published | $405,000 | 4.7% |
| Refinancing | 17 | Not published | $145,000 | 14.3% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 0.0% |
Where Mountain Commerce Bank lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Knox County, TN | 50 | Not published | 3.6% |
| Sevier County, TN | 17 | Not published | 0.0% |
| Washington County, TN | 9 | Under 10 loans | 9.1% |
| Loudon County, TN | 6 | Under 10 loans | 22.2% |
| Williamson County, TN | 6 | Under 10 loans | 14.3% |
| Blount County, TN | 5 | Under 10 loans | 0.0% |
| Sullivan County, TN | 4 | Under 10 loans | 0.0% |
| Davidson County, TN | 3 | Under 10 loans | 0.0% |
| Rutherford County, TN | 3 | Under 10 loans | 0.0% |
| Anderson County, TN | 2 | Under 10 loans | 0.0% |
| Greene County, TN | 2 | Under 10 loans | 0.0% |
| Unicoi County, TN | 2 | Under 10 loans | 0.0% |
| San Miguel County, CO | 1 | Under 10 loans | 0.0% |
| Hennepin County, MN | 1 | Under 10 loans | 0.0% |
| Macon County, NC | 1 | Under 10 loans | 0.0% |
| Carter County, TN | 1 | Under 10 loans | 0.0% |
| DeKalb County, TN | 1 | Under 10 loans | 0.0% |
| Giles County, TN | 1 | Under 10 loans | 0.0% |
| Jefferson County, TN | 1 | Under 10 loans | 0.0% |
| Monroe County, TN | 1 | Under 10 loans | 0.0% |
| Rhea County, TN | 1 | Under 10 loans | 0.0% |
| Sumner County, TN | 1 | Under 10 loans | 0.0% |
| Washington County, VA | 1 | Under 10 loans | 0.0% |
| Cocke County, TN | 0 | Under 10 loans | Not published |
| Dickson County, TN | 0 | Under 10 loans | Not published |
| Hamilton County, TN | 0 | Under 10 loans | 100.0% |
| Johnson County, TN | 0 | Under 10 loans | 100.0% |
| Franklin County, VA | 0 | Under 10 loans | Not published |
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When Mountain Commerce Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.