One Bank of Tennessee
One Bank of Tennessee received 574 applications in 2025 and made 543 mortgages, in 30 counties across 2 states. The median rate its borrowers got was 6.950% on a median loan of $165,000. Of 569 decisions, 22 were denials — 3.9%, most often for credit history.
| Legal Entity Identifier | 254900DGJQT6H4M24F92 |
|---|---|
| Applications received | 574 |
| Mortgages made | 543 |
| Denied | 22 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.8595 points |
| FDIC-insured bank | Yes: One Bank of Tennessee, 20 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 204 | 6.950% | $245,000 | 2.4% |
| Refinancing | 274 | 6.950% | $130,000 | 3.2% |
| Other purposes | 65 | 7.290% | $55,000 | 10.8% |
Where One Bank of Tennessee lends most
The 30 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Putnam County, TN | 234 | 6.950% | 2.9% |
| Cumberland County, TN | 77 | 6.950% | 4.9% |
| Overton County, TN | 56 | 6.950% | 3.5% |
| White County, TN | 33 | 6.950% | 8.1% |
| Fentress County, TN | 32 | 7.450% | 0.0% |
| Morgan County, TN | 27 | 7.550% | 6.9% |
| Scott County, TN | 14 | 7.250% | 6.3% |
| Knox County, TN | 10 | 7.050% | 0.0% |
| Roane County, TN | 9 | Under 10 loans | 0.0% |
| Anderson County, TN | 6 | Under 10 loans | 25.0% |
| DeKalb County, TN | 6 | Under 10 loans | 0.0% |
| Davidson County, TN | 5 | Under 10 loans | 0.0% |
| Jackson County, TN | 5 | Under 10 loans | 0.0% |
| Clay County, TN | 3 | Under 10 loans | 0.0% |
| Loudon County, TN | 3 | Under 10 loans | 25.0% |
| Williamson County, TN | 3 | Under 10 loans | 0.0% |
| Blount County, TN | 2 | Under 10 loans | 0.0% |
| Hamblen County, TN | 2 | Under 10 loans | 0.0% |
| Pickett County, TN | 2 | Under 10 loans | 0.0% |
| Smith County, TN | 2 | Under 10 loans | 0.0% |
| Van Buren County, TN | 2 | Under 10 loans | 0.0% |
| Wilson County, TN | 2 | Under 10 loans | 0.0% |
| Duval County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Cocke County, TN | 1 | Under 10 loans | 0.0% |
| Macon County, TN | 1 | Under 10 loans | 0.0% |
| Marshall County, TN | 1 | Under 10 loans | 0.0% |
| Rhea County, TN | 1 | Under 10 loans | 0.0% |
| Rutherford County, TN | 1 | Under 10 loans | 0.0% |
| Washington County, TN | 1 | Under 10 loans | 0.0% |
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When One Bank of Tennessee’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.