ENRICHMENT
ENRICHMENT received 206 applications in 2025 and made 166 mortgages, in 22 counties across 1 state. The median rate its borrowers got was 6.375% on a median loan of $175,000. Of 204 decisions, 8 were denials — 3.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300LCT0EFT83E5873 |
|---|---|
| Applications received | 206 |
| Mortgages made | 166 |
| Denied | 8 |
| Approved, not taken up | 30 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.4275 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 57 | 6.375% | $235,000 | 2.6% |
| Refinancing | 19 | 6.250% | $185,000 | 4.8% |
| Cash-out refinancing | 66 | 6.125% | $165,000 | 6.3% |
| Other purposes | 24 | 6.500% | $60,000 | 0.0% |
Where ENRICHMENT lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Knox County, TN | 47 | 6.250% | 1.8% |
| Roane County, TN | 35 | 6.500% | 5.3% |
| Anderson County, TN | 31 | 6.125% | 0.0% |
| Claiborne County, TN | 17 | 6.000% | 5.3% |
| Morgan County, TN | 8 | Under 10 loans | 8.3% |
| Loudon County, TN | 5 | Under 10 loans | 0.0% |
| Union County, TN | 5 | Under 10 loans | 16.7% |
| Scott County, TN | 3 | Under 10 loans | 0.0% |
| Cumberland County, TN | 2 | Under 10 loans | 33.3% |
| Meigs County, TN | 2 | Under 10 loans | 0.0% |
| Rhea County, TN | 2 | Under 10 loans | 0.0% |
| Blount County, TN | 1 | Under 10 loans | 0.0% |
| Bradley County, TN | 1 | Under 10 loans | 0.0% |
| Campbell County, TN | 1 | Under 10 loans | 0.0% |
| Grainger County, TN | 1 | Under 10 loans | 0.0% |
| Jefferson County, TN | 1 | Under 10 loans | 0.0% |
| McMinn County, TN | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
| Sullivan County, TN | 1 | Under 10 loans | 0.0% |
| Washington County, TN | 1 | Under 10 loans | 0.0% |
| Hamblen County, TN | 0 | Under 10 loans | 100.0% |
| Polk County, TN | 0 | Under 10 loans | 0.0% |
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When ENRICHMENT’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.