Home Federal Bank of Tennessee
Home Federal Bank of Tennessee received 979 applications in 2025 and made 827 mortgages, in 19 counties across 2 states. The median rate its borrowers got was 5.990% on a median loan of $235,000. Of 900 decisions, 58 were denials — 6.4%, most often for credit history.
| Legal Entity Identifier | 5493001M37Q8TJKTP708 |
|---|---|
| Applications received | 979 |
| Mortgages made | 827 |
| Denied | 58 |
| Approved, not taken up | 15 |
| Withdrawn or incomplete | 79 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.415 points |
| FDIC-insured bank | Yes: Home Federal Bank of Tennessee, 23 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 402 | 5.750% | $345,000 | 1.5% |
| Refinancing | 111 | 5.750% | $205,000 | 6.7% |
| Cash-out refinancing | 21 | 5.375% | $355,000 | 4.6% |
| Other purposes | 293 | 5.990% | $105,000 | 12.5% |
Where Home Federal Bank of Tennessee lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Knox County, TN | 571 | 5.990% | 5.9% |
| Blount County, TN | 74 | 5.990% | 2.6% |
| Sevier County, TN | 50 | 5.990% | 8.9% |
| Loudon County, TN | 32 | 5.750% | 0.0% |
| Anderson County, TN | 29 | 5.990% | 16.2% |
| Roane County, TN | 19 | 5.990% | 0.0% |
| Union County, TN | 13 | 6.000% | 13.3% |
| Jefferson County, TN | 12 | 5.933% | 7.1% |
| Grainger County, TN | 11 | 5.990% | 8.3% |
| Hamblen County, TN | 3 | Under 10 loans | 25.0% |
| Campbell County, TN | 2 | Under 10 loans | 33.3% |
| Cocke County, TN | 2 | Under 10 loans | 33.3% |
| Monroe County, TN | 2 | Under 10 loans | 0.0% |
| Morgan County, TN | 2 | Under 10 loans | 40.0% |
| Avery County, NC | 1 | Under 10 loans | 0.0% |
| Claiborne County, TN | 1 | Under 10 loans | 0.0% |
| Hamilton County, TN | 1 | Under 10 loans | 0.0% |
| McMinn County, TN | 1 | Under 10 loans | 0.0% |
| Scott County, TN | 1 | Under 10 loans | 0.0% |
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When Home Federal Bank of Tennessee’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.