First Bank
First Bank received 171 applications in 2025 and made 68 mortgages, in 11 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $235,000. Of 121 decisions, 47 were denials — 38.8%.
| Legal Entity Identifier | 5493006BN3B3B1H3B988 |
|---|---|
| Applications received | 171 |
| Mortgages made | 68 |
| Denied | 47 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 50 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 32 | Not published | $255,000 | 23.9% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Cash-out refinancing | 16 | Not published | $275,000 | 45.2% |
| Other purposes | 18 | Not published | $120,000 | 45.7% |
Where First Bank lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hendry County, FL | 28 | Not published | 42.9% |
| Lee County, FL | 17 | Not published | 30.8% |
| Glades County, FL | 10 | Not published | 36.8% |
| Palm Beach County, FL | 4 | Under 10 loans | 60.0% |
| Collier County, FL | 3 | Under 10 loans | 40.0% |
| Charlotte County, FL | 2 | Under 10 loans | 0.0% |
| Highlands County, FL | 1 | Under 10 loans | 50.0% |
| Monroe County, FL | 1 | Under 10 loans | 0.0% |
| Pasco County, FL | 1 | Under 10 loans | 0.0% |
| Polk County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 0 | Under 10 loans | Not published |
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When First Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.