Home purchase lenders in Lee County
15,207 home purchase mortgages were made in Lee County, Florida, in 2025, by 753 lenders. The median rate their borrowers got was 6.500% on a median loan of $315,000. Of 18,324 decisions, 2,734 were denials — 14.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,774 | 6.498% | $325,000 | 13.3% |
| LENNAR MORTGAGE, LLC | 869 | 5.625% | $325,000 | 32.3% |
| Rocket Mortgage, LLC | 741 | 6.490% | $315,000 | 16.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 585 | 6.750% | $325,000 | 3.6% |
| Loandepot.Com, LLC | 558 | 6.250% | $305,000 | 17.2% |
| PULTE MORTGAGE LLC | 472 | 5.875% | $385,000 | 13.5% |
| DHI MORTGAGE COMPANY, LTD. | 453 | 5.125% | $305,000 | 15.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 416 | 6.625% | $315,000 | 8.0% |
| Suncoast Credit Union | 376 | 5.625% | $285,000 | 14.0% |
| LAKE MICHIGAN CREDIT UNION | 289 | 6.365% | $385,000 | 4.9% |
| PENNYMAC LOAN SERVICES, LLC | 270 | 6.500% | $345,000 | 16.4% |
| Paramount Residential Mortgage Group, Inc. | 261 | 6.625% | $325,000 | 6.1% |
| Broker Solutions, Inc. | 236 | 6.745% | $285,000 | 6.6% |
| MOVEMENT MORTGAGE, LLC | 220 | 6.875% | $315,000 | 2.3% |
| LOWER, LLC | 191 | 6.625% | $275,000 | 5.8% |
| MORTGAGE 1 INCORPORATED | 175 | 6.625% | $305,000 | 1.6% |
| Mortgage Research Center, LLC | 172 | 6.250% | $335,000 | 10.3% |
| JPMorgan Chase Bank, National Association | 162 | 6.500% | $305,000 | 9.4% |
| KIND LENDING, LLC | 159 | 6.500% | $325,000 | 24.2% |
| THE LOAN STORE, INC. | 145 | 6.875% | $325,000 | 9.0% |
| GUARANTEED RATE, INC. | 134 | 6.600% | $305,000 | 10.7% |
| NEWREZ LLC | 125 | 6.625% | $325,000 | 16.0% |
| EVERETT FINANCIAL, INC. | 116 | 6.625% | $295,000 | 16.9% |
| A&D Mortgage LLC | 114 | 6.875% | $285,000 | 12.3% |
| Click n' Close, Inc. | 95 | 7.250% | $295,000 | 6.5% |
| UNION HOME MORTGAGE CORP. | 95 | 6.500% | $345,000 | 12.8% |
| Fifth Third Bank, National Association | 90 | 6.500% | $380,000 | 23.3% |
| FREEDOM MORTGAGE CORPORATION | 90 | 5.990% | $345,000 | 25.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 89 | 6.750% | $315,000 | 12.6% |
| OCMBC, INC. | 86 | 6.750% | $305,000 | 16.8% |
| ZILLOW HOME LOANS, LLC | 85 | 6.625% | $285,000 | 10.4% |
| VAN DYK MORTGAGE CORPORATION | 84 | 6.625% | $305,000 | 4.6% |
| COASTAL LOANS, LLC | 80 | 4.990% | $295,000 | 10.1% |
| CMG MORTGAGE, INC. | 79 | 6.688% | $315,000 | 7.2% |
| Wells Fargo Bank, National Association | 77 | 6.375% | $335,000 | 27.4% |
| Navy Federal Credit Union | 77 | 6.125% | $305,000 | 14.0% |
| EMBRACE HOME LOANS, INC. | 77 | 5.990% | $295,000 | 8.3% |
| CHAMPIONS FUNDING, LLC | 75 | 7.750% | $285,000 | 10.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | 73 | 6.990% | $295,000 | 12.0% |
| GUILD MORTGAGE COMPANY | 72 | 6.625% | $265,000 | 17.9% |
| Bank of America, National Association | 71 | 6.125% | $335,000 | 36.8% |
| Luminate Bank | 69 | 6.750% | $295,000 | 11.4% |
| Cornerstone First Mortgage, Inc | 69 | 6.625% | $295,000 | 2.8% |
| RMC HOME MORTGAGE, LLC | 59 | 6.125% | $295,000 | 6.4% |
| U.S. Bank National Association | 58 | 6.500% | $330,000 | 14.5% |
| Sanibel Captiva Community Bank | 58 | 8.500% | $475,000 | 1.6% |
| Kiavi Funding, Inc. | 56 | 11.220% | $205,000 | 8.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 54 | 7.374% | $310,000 | 15.2% |
| Citizens Bank, National Association | 53 | 6.750% | $405,000 | 17.9% |
| POINT MORTGAGE CORPORATION | 52 | 6.750% | $300,000 | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 51 | 6.600% | $235,000 | 7.0% |
| Plains Commerce Bank | 50 | 6.375% | $285,000 | 28.6% |
| Commerce Home Mortgage, Inc. | 50 | 7.188% | $290,000 | 9.1% |
| FineMark National Bank & Trust | 47 | Not published | $495,000 | 7.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 46 | 6.250% | $265,000 | 15.5% |
| Truist Bank | 46 | 6.475% | $355,000 | 29.2% |
| THE MORTGAGE WAREHOUSE,LLC | 46 | 6.625% | $310,000 | 4.2% |
| BETTER MORTGAGE CORPORATION | 45 | 6.625% | $325,000 | 29.7% |
| Fairway Independent Mortgage Corporation | 44 | 6.563% | $335,000 | 6.4% |
| Reliable Holdings Manager dba Lendz Financial | 44 | 7.375% | $205,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 44 | 6.625% | $460,000 | 8.3% |
| Citadel Servicing Corporation | 42 | 7.563% | $285,000 | 1.7% |
| GENEVA FINANCIAL, LLC | 42 | 6.500% | $310,000 | 2.3% |
| JMAC LENDING, INC. | 41 | 6.500% | $315,000 | 10.9% |
| Waterstone Mortgage Corporation | 41 | 6.990% | $275,000 | 2.4% |
| Equity Prime Mortgage LLC | 40 | 6.500% | $310,000 | 21.6% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 40 | 6.688% | $340,000 | 12.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 39 | 6.375% | $355,000 | 9.3% |
| Cazle Mortgage, Inc. | 39 | 6.375% | $315,000 | 0.0% |
| Regions Bank | 38 | 6.625% | $370,000 | 28.4% |
| AMWEST FUNDING CORP. | 38 | 6.625% | $230,000 | 13.6% |
| NFM, INC. | 38 | 5.370% | $470,000 | 2.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 37 | 6.500% | $275,000 | 5.1% |
| Hometown Equity Mortgage, LLC | 36 | 7.188% | $310,000 | 50.7% |
| DEEPHAVEN MORTGAGE LLC | 36 | 7.375% | $285,000 | 28.8% |
| Morgan Stanley Private Bank, National Association | 36 | 6.025% | $580,000 | 2.6% |
| STOCKTON MORTGAGE CORPORATION | 36 | 6.625% | $315,000 | 2.7% |
| PLAZA HOME MORTGAGE, INC. | 35 | 6.625% | $315,000 | 40.7% |
| Taylor Morrison Home Funding, Inc. | 35 | 6.500% | $595,000 | 12.5% |
| GUARANTEED RATE AFFINITY, LLC | 35 | 6.875% | $305,000 | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 35 | 6.500% | $295,000 | 5.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 34 | 6.500% | $305,000 | 9.5% |
| HOMEXPRESS MORTGAGE CORP. | 33 | 7.500% | $265,000 | 32.7% |
| Summit Mortgage Corporation | 33 | 6.500% | $365,000 | 2.9% |
| INSPIRE HOME LOANS INC. | 32 | 4.875% | $295,000 | 35.3% |
| Flagstar Bank, N.A. | 32 | 6.375% | $345,000 | 31.9% |
| PNC Bank, National Association | 32 | 6.813% | $350,000 | 19.5% |
| ARC HOME LLC | 32 | 7.250% | $310,000 | 18.0% |
| Mortgage Right | 32 | 6.563% | $385,000 | 8.6% |
| MY MORTGAGE, INC. | 31 | 6.750% | $335,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 30 | 6.740% | $300,000 | 13.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 30 | 6.625% | $320,000 | 21.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 30 | 6.625% | $335,000 | 3.2% |
| Centennial Bank | 29 | 6.750% | $325,000 | 14.7% |
| CLEAREDGE LENDING LLC | 29 | 7.250% | $295,000 | 19.4% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 29 | 6.625% | $325,000 | 9.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 28 | 6.875% | $280,000 | 3.5% |
| HARTFORD FUNDING, LTD. | 28 | 7.500% | $205,000 | 6.5% |
| LENDSURE MORTGAGE CORP. | 28 | 7.500% | $285,000 | 3.3% |
| FBC MORTGAGE, LLC | 27 | 5.375% | $335,000 | 20.6% |
| Liberty | 27 | 6.875% | $385,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 26 | 6.495% | $355,000 | 0.0% |
| American Momentum Bank | 24 | Not published | $430,000 | 14.3% |
| NQM FUNDING, LLC | 24 | 7.312% | $355,000 | 17.7% |
| THE EQUITABLE MORTGAGE CORPORATION | 24 | 6.750% | $405,000 | 20.0% |
| SouthState Bank, National Association | 24 | 7.163% | $170,000 | 13.8% |
| NEXERA HOLDING LLC | 24 | 7.188% | $315,000 | 7.7% |
| TD Bank, National Association | 23 | 6.750% | $365,000 | 23.3% |
| RESICENTRAL, LLC | 23 | 6.490% | $305,000 | 4.2% |
| Bell Bank | 23 | 6.750% | $385,000 | 0.0% |
| Ixonia Bank | 22 | 6.875% | $270,000 | 20.7% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 21 | 11.250% | $315,000 | 29.0% |
| SPACE COAST CREDIT UNION | 21 | 5.625% | $405,000 | 21.4% |
| 254900CTT87ZKAUTIJ37 | 21 | 9.875% | $335,000 | 25.8% |
| Barrington Bank & Trust Company, National Association | 21 | 6.625% | $305,000 | 4.6% |
| Charles Schwab Bank, SSB | 21 | 5.750% | $575,000 | 4.6% |
| AMERITRUST MORTGAGE CORPORATION | 20 | 6.563% | $375,000 | 9.1% |
| BELEM SERVICING LLC | 20 | 6.688% | $310,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 19 | 6.500% | $335,000 | 17.4% |
| GERSHMAN INVESTMENT CORP. | 19 | 6.625% | $275,000 | 17.4% |
| UBS Bank USA | 19 | 5.875% | $1,185,000 | 0.0% |
| Loan Funder LLC | 18 | 10.885% | $355,000 | 35.7% |
| FlexPoint, Inc. | 18 | 7.125% | $260,000 | 0.0% |
| TOP FLITE FINANCIAL, INC. | 18 | 6.125% | $280,000 | 9.5% |
| Prosperity Home Mortgage, LLC | 18 | 6.750% | $305,000 | 10.0% |
| MATTAMY HOME FUNDING, LLC | 18 | 5.500% | $345,000 | 5.3% |
| Filo Mortgage, L.L.C. | 17 | 6.750% | $345,000 | 9.5% |
| Logan Finance Corporation | 17 | 6.999% | $255,000 | 15.0% |
| The Huntington National Bank | 17 | 6.875% | $305,000 | 5.6% |
| Union Savings Bank | 17 | 7.000% | $395,000 | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 16 | 6.625% | $305,000 | 27.3% |
| PREMIUM MORTGAGE CORPORATION | 16 | 6.813% | $270,000 | 5.9% |
| Stifel Bank and Trust | 16 | 6.125% | $425,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 15 | 8.950% | $85,000 | 40.5% |
| Tomo Mortgage, LLC | 15 | 6.125% | $305,000 | 16.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 15 | 6.625% | $295,000 | 38.5% |
| Midwest Mortgage Associates Corporation | 15 | 5.990% | $255,000 | 0.0% |
| GVC MORTGAGE, INC. | 15 | 7.125% | $225,000 | 0.0% |
| 1ST FINANCIAL, INC. | 15 | 7.125% | $315,000 | 0.0% |
| City National Bank of Florida | 15 | 6.500% | $325,000 | 0.0% |
| 21st Mortgage Corporation | 14 | 9.085% | $170,000 | 75.4% |
| USAA Federal Savings Bank | 14 | 6.125% | $325,000 | 44.4% |
| MIDFLORIDA | 14 | 6.500% | $440,000 | 39.1% |
| AMERICAN HERITAGE LENDING, LLC | 14 | 7.125% | $300,000 | 10.0% |
| First Horizon Bank | 14 | 6.500% | $380,000 | 16.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 14 | 6.625% | $290,000 | 15.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 14 | 6.813% | $375,000 | 17.7% |
| M/I FINANCIAL, LLC | 14 | 4.875% | $335,000 | 21.1% |
| The Central Trust Bank | 14 | 6.813% | $275,000 | 12.5% |
| KeyBank National Association | 14 | 6.750% | $460,000 | 0.0% |
| RBC Bank, (Georgia) National Association | 14 | 5.375% | $420,000 | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 13 | 7.250% | $295,000 | 23.5% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 13 | 6.875% | $345,000 | 0.0% |
| KBHS HOME LOANS, LLC | 13 | 5.625% | $395,000 | 7.1% |
| ACHIEVA CREDIT UNION | 13 | 6.125% | $365,000 | 18.8% |
| PLANET HOME LENDING, LLC | 13 | 6.500% | $365,000 | 7.1% |
| T2 FINANCIAL LLC | 12 | 6.990% | $285,000 | 15.8% |
| SUN WEST MORTGAGE COMPANY, INC. | 12 | 6.110% | $350,000 | 0.0% |
| Raymond James Bank | 12 | 5.563% | $700,000 | 7.7% |
| The Federal Savings Bank | 11 | 6.625% | $325,000 | 15.4% |
| Nations Lending Corporation | 11 | 6.750% | $245,000 | 6.7% |
| Northpointe Bank | 11 | 7.000% | $305,000 | 0.0% |
| Loan Simple, Inc. | 11 | 6.875% | $295,000 | 15.4% |
| Genisys Credit Union | 11 | 6.500% | $585,000 | 8.3% |
| Sierra Pacific Mortgage Company, Inc. | 11 | 6.875% | $325,000 | 0.0% |
| Wings Financial Credit Union | 11 | 6.250% | $335,000 | 0.0% |
| Mid-Continent Funding, Inc. | 11 | 6.625% | $365,000 | 7.7% |
| STG MORTGAGE INC | 10 | 6.375% | $355,000 | 21.4% |
| PENTAGON FEDERAL CREDIT UNION | 10 | 6.188% | $315,000 | 33.3% |
| NBKC BANK | 10 | 6.375% | $290,000 | 16.7% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 10 | 6.500% | $300,000 | 16.7% |
| CALCON MUTUAL MORTGAGE LLC | 10 | 6.750% | $250,000 | 0.0% |
| Busey Bank | 10 | 6.625% | $525,000 | 9.1% |
| First National Bank of Pennsylvania | 10 | 6.375% | $760,000 | 0.0% |
| Manufacturers and Traders Trust Company | 10 | 5.875% | $415,000 | 28.6% |
| THE MORTGAGE FIRM, INC. | 10 | 6.870% | $330,000 | 9.1% |
| Granite Bank | 10 | 6.625% | $270,000 | 9.1% |
| READY MORTGAGE LENDERS, LLC | 9 | Under 10 loans | Under 10 loans | 35.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| First Merchants Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| BoxCar Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PREMIER LENDING, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Valley National Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 8 | Under 10 loans | Under 10 loans | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Bank OZK | 8 | Under 10 loans | Under 10 loans | 38.5% |
| NexBank | 8 | Under 10 loans | Under 10 loans | 9.1% |
| Seacoast National Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| NEAL COMMUNITIES FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| TOWNE MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 11.1% |
| FAIRWAY FUNDING GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| DG PINNACLE FUNDING LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Associated Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SUCCESS MORTGAGE PARTNERS, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CAKE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 553 lenders each made 7 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.