Mortgage Lender Index

PREMIUM MORTGAGE CORPORATION

PREMIUM MORTGAGE CORPORATION received 5,960 applications in 2025 and made 5,199 mortgages, in 109 counties across 11 states. The median rate its borrowers got was 6.625% on a median loan of $235,000. Of 5,416 decisions, 188 were denials — 3.5%, most often for debt-to-income ratio.

Legal Entity Identifier254900XN7UWEWK13RO81
Applications received5,960
Mortgages made5,199
Denied188
Approved, not taken up29
Withdrawn or incomplete544
Loans bought from other lenders0
Median rate spread over the prime offer rate0.227 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase4,996 6.625%$235,000 3.2%
Refinancing120 6.625%$215,000 1.6%
Cash-out refinancing83 6.875%$205,000 20.8%
Other purposes0 Under 10 loansUnder 10 loans 0.0%

Where PREMIUM MORTGAGE CORPORATION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Monroe County, NY 1,9166.625%2.7%
Erie County, NY 1,1356.625%1.8%
Niagara County, NY 2916.624%2.7%
Ontario County, NY 2146.625%1.4%
Wayne County, NY 2066.625%5.9%
Onondaga County, NY 1766.625%3.8%
Livingston County, NY 1186.624%2.4%
Oneida County, NY 1026.490%2.8%
Genesee County, NY 1006.500%3.9%
Albany County, NY 966.750%9.4%
Orleans County, NY 846.562%4.4%
Schenectady County, NY 836.500%4.6%
Rensselaer County, NY 786.625%6.0%
Wyoming County, NY 776.500%6.0%
Saratoga County, NY 556.500%0.0%
Steuben County, NY 286.625%11.4%
Cattaraugus County, NY 246.625%10.7%
Seneca County, NY 236.625%4.0%
Broome County, NY 226.688%4.2%
Charlotte County, FL 216.500%12.5%
Oswego County, NY 216.624%0.0%
Allegany County, NY 196.624%9.5%
Montgomery County, NY 196.625%13.6%
Fulton County, NY 186.438%21.7%
Chautauqua County, NY 176.875%5.0%
Yates County, NY 176.750%0.0%
Lee County, FL 166.813%5.9%
Herkimer County, NY 156.624%0.0%
Otsego County, NY 156.625%6.3%
Madison County, NY 146.600%0.0%
Cayuga County, NY 136.500%7.1%
Chenango County, NY 106.563%23.1%
Greene County, NY 106.813%0.0%
Ulster County, NY 106.375%9.1%
Tioga County, NY 9Under 10 loans0.0%
Manatee County, FL 8Under 10 loans11.1%
Tompkins County, NY 8Under 10 loans0.0%
Washington County, NY 8Under 10 loans11.1%
Columbia County, NY 7Under 10 loans12.5%
Warren County, NY 5Under 10 loans16.7%
Sarasota County, FL 4Under 10 loans20.0%
Jefferson County, NY 4Under 10 loans0.0%
Schoharie County, NY 4Under 10 loans33.3%
Western Connecticut Planning Region, CT 3Under 10 loans0.0%
Lake County, FL 3Under 10 loans0.0%
Pasco County, FL 3Under 10 loans25.0%
Pinellas County, FL 3Under 10 loans25.0%
Delaware County, NY 3Under 10 loans0.0%
Dutchess County, NY 3Under 10 loans0.0%
Schuyler County, NY 3Under 10 loans0.0%

Get told when this changes

When PREMIUM MORTGAGE CORPORATION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.