READY MORTGAGE LENDERS, LLC
READY MORTGAGE LENDERS, LLC received 223 applications in 2025 and made 136 mortgages, in 21 counties across 2 states. The median rate its borrowers got was 6.750% on a median loan of $430,000. Of 176 decisions, 38 were denials — 21.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300ZWBZI4IUOSSQ18 |
|---|---|
| Applications received | 223 |
| Mortgages made | 136 |
| Denied | 38 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 47 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.949 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 115 | 6.750% | $445,000 | 21.6% |
| Refinancing | 20 | 6.750% | $380,000 | 22.2% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | Not published |
Where READY MORTGAGE LENDERS, LLC lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Miami-Dade County, FL | 87 | 6.750% | 19.8% |
| Broward County, FL | 15 | 6.750% | 16.7% |
| Lee County, FL | 11 | 6.750% | 35.3% |
| Hendry County, FL | 3 | Under 10 loans | 0.0% |
| Pasco County, FL | 3 | Under 10 loans | 40.0% |
| Charlotte County, FL | 2 | Under 10 loans | 0.0% |
| Duval County, FL | 2 | Under 10 loans | 0.0% |
| Osceola County, FL | 2 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Hernando County, FL | 1 | Under 10 loans | 50.0% |
| Highlands County, FL | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Polk County, FL | 1 | Under 10 loans | 50.0% |
| St. Lucie County, FL | 1 | Under 10 loans | 50.0% |
| Suwannee County, FL | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 0 | Under 10 loans | 100.0% |
| Fort Bend County, TX | 0 | Under 10 loans | 100.0% |
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When READY MORTGAGE LENDERS, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.