Citizens Business Bank, National Association
Citizens Business Bank, National Association is a national bank based in Ontario, California, with $21.2 billion in assets and $16.4 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 83 branches in 22 counties.
| FDIC certificate | 21716 |
|---|---|
| Charter class | National bank |
| Established | Not published |
| Assets | $21.2 billion |
| Deposits | $16.4 billion |
| Offices | 87 |
| Net income, year to date | $103.0 million |
| Return on assets | 1.18% |
| Website | www.cbbank.com |
| Mortgage lending | Citizens Business Bank reported 76 mortgages made in 2025. |
Branches by county, 2026
| County | Branches | Deposits |
|---|---|---|
| Los Angeles County, CA | 23 | $4.9 billion |
| Orange County, CA | 11 | $1.7 billion |
| San Bernardino County, CA | 8 | $2.5 billion |
| Santa Clara County, CA | 5 | $2.3 billion |
| Kern County, CA | 4 | $452.7 million |
| Alameda County, CA | 4 | $409.2 million |
| Ventura County, CA | 4 | $356.3 million |
| Tulare County, CA | 3 | $611.4 million |
| Contra Costa County, CA | 2 | $1.1 billion |
| Riverside County, CA | 2 | $388.1 million |
| Fresno County, CA | 2 | $362.8 million |
| San Mateo County, CA | 2 | $360.0 million |
| San Diego County, CA | 2 | $147.2 million |
| San Joaquin County, CA | 2 | $83.3 million |
| Yolo County, CA | 2 | $59.1 million |
| Marin County, CA | 1 | $230.0 million |
| San Francisco County, CA | 1 | $209.8 million |
| Madera County, CA | 1 | $94.2 million |
| San Benito County, CA | 1 | $70.3 million |
| Sutter County, CA | 1 | $45.6 million |
| Santa Barbara County, CA | 1 | $32.0 million |
| Stanislaus County, CA | 1 | $13.4 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.