Eagle Community Credit Union
Eagle Community Credit Union received 636 applications in 2025 and made 536 mortgages, in 19 counties across 3 states. The median rate its borrowers got was 9.075% on a median loan of $145,000. Of 636 decisions, 45 were denials — 7.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900WZ3RTY75P7HO83 |
|---|---|
| Applications received | 636 |
| Mortgages made | 536 |
| Denied | 45 |
| Approved, not taken up | 55 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 2.975 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 414 | 9.250% | $155,000 | 0.7% |
| Refinancing | 61 | 8.750% | $115,000 | 4.0% |
| Cash-out refinancing | 11 | 9.000% | $85,000 | 0.0% |
| Other purposes | 50 | 7.750% | $170,000 | 34.8% |
Where Eagle Community Credit Union lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Orange County, CA | 322 | 9.000% | 7.7% |
| Riverside County, CA | 83 | 9.250% | 5.3% |
| Los Angeles County, CA | 50 | 9.250% | 9.8% |
| San Bernardino County, CA | 40 | 9.250% | 0.0% |
| San Diego County, CA | 16 | 9.250% | 5.6% |
| Ventura County, CA | 6 | Under 10 loans | 0.0% |
| Kern County, CA | 4 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 3 | Under 10 loans | 0.0% |
| Santa Cruz County, CA | 3 | Under 10 loans | 0.0% |
| Alameda County, CA | 2 | Under 10 loans | 0.0% |
| Monterey County, CA | 2 | Under 10 loans | 0.0% |
| San Luis Obispo County, CA | 2 | Under 10 loans | 0.0% |
| Butte County, CA | 1 | Under 10 loans | 0.0% |
| Madera County, CA | 1 | Under 10 loans | 0.0% |
| San Joaquin County, CA | 1 | Under 10 loans | 0.0% |
| Mohave County, AZ | 0 | Under 10 loans | 100.0% |
| Lake County, CA | 0 | Under 10 loans | 100.0% |
| Sacramento County, CA | 0 | Under 10 loans | 0.0% |
| Orleans Parish, LA | 0 | Under 10 loans | 100.0% |
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When Eagle Community Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.