ARROWHEAD CENTRAL CREDIT UNION
ARROWHEAD CENTRAL CREDIT UNION received 1,582 applications in 2025 and made 597 mortgages, in 17 counties across 5 states. The median rate its borrowers got was 8.000% on a median loan of $105,000. Of 1,359 decisions, 754 were denials — 55.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493004GPC7K826BKF31 |
|---|---|
| Applications received | 1,582 |
| Mortgages made | 597 |
| Denied | 754 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 223 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.28 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 36 | 6.000% | $450,000 | 0.0% |
| Refinancing | 21 | 5.625% | $415,000 | 8.3% |
| Cash-out refinancing | 69 | 6.000% | $295,000 | 2.7% |
| Other purposes | 471 | 8.000% | $75,000 | 61.2% |
Where ARROWHEAD CENTRAL CREDIT UNION lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| San Bernardino County, CA | 412 | 8.000% | 55.3% |
| Riverside County, CA | 129 | 8.000% | 56.5% |
| Los Angeles County, CA | 33 | 7.750% | 50.7% |
| Mohave County, AZ | 8 | Under 10 loans | 65.2% |
| Orange County, CA | 5 | Under 10 loans | 25.0% |
| San Diego County, CA | 3 | Under 10 loans | 40.0% |
| Clark County, NV | 3 | Under 10 loans | 57.1% |
| Maricopa County, AZ | 2 | Under 10 loans | 66.7% |
| Kern County, CA | 1 | Under 10 loans | 50.0% |
| Nevada County, CA | 1 | Under 10 loans | 0.0% |
| Pima County, AZ | 0 | Under 10 loans | 100.0% |
| Yavapai County, AZ | 0 | Under 10 loans | 100.0% |
| Butte County, CA | 0 | Under 10 loans | 100.0% |
| Imperial County, CA | 0 | Under 10 loans | 100.0% |
| San Joaquin County, CA | 0 | Under 10 loans | 100.0% |
| East Baton Rouge Parish, LA | 0 | Under 10 loans | Not published |
| Forrest County, MS | 0 | Under 10 loans | 100.0% |
Get told when this changes
When ARROWHEAD CENTRAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.