Mortgage lenders in California, county by county
569,218 mortgages were made in California in 2025, across 58 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Los Angeles County | 786 | 106,668 | 6.750% | $505,000 | 24.2% |
| San Diego County | 731 | 52,503 | 6.625% | $525,000 | 22.0% |
| Riverside County | 734 | 48,863 | 6.625% | $405,000 | 24.4% |
| Orange County | 694 | 45,570 | 6.740% | $515,000 | 20.9% |
| San Bernardino County | 649 | 35,747 | 6.625% | $355,000 | 24.3% |
| Sacramento County | 589 | 28,763 | 6.625% | $365,000 | 20.9% |
| Santa Clara County | 525 | 25,551 | 6.240% | $905,000 | 17.9% |
| Alameda County | 567 | 21,941 | 6.490% | $655,000 | 20.3% |
| Contra Costa County | 537 | 19,926 | 6.625% | $505,000 | 21.2% |
| Kern County | 483 | 14,913 | 6.625% | $275,000 | 22.8% |
| Fresno County | 458 | 14,101 | 6.572% | $295,000 | 25.7% |
| San Joaquin County | 468 | 13,656 | 6.500% | $395,000 | 23.5% |
| Ventura County | 494 | 12,642 | 6.625% | $475,000 | 21.2% |
| Placer County | 480 | 11,189 | 6.625% | $425,000 | 18.7% |
| San Mateo County | 410 | 9,709 | 6.375% | $855,000 | 17.5% |
| Solano County | 429 | 8,223 | 6.625% | $395,000 | 22.9% |
| San Francisco County | 426 | 8,060 | 6.375% | $805,000 | 16.4% |
| Sonoma County | 399 | 7,918 | 6.875% | $435,000 | 18.6% |
| Stanislaus County | 386 | 7,867 | 6.625% | $335,000 | 24.4% |
| Tulare County | 351 | 6,843 | 6.500% | $295,000 | 22.9% |
| Santa Barbara County | 406 | 5,402 | 6.750% | $505,000 | 21.8% |
| San Luis Obispo County | 376 | 4,840 | 6.750% | $455,000 | 20.6% |
| El Dorado County | 411 | 4,769 | 6.647% | $385,000 | 20.6% |
| Monterey County | 373 | 4,435 | 6.750% | $475,000 | 24.3% |
| Marin County | 358 | 4,126 | 6.625% | $685,000 | 19.3% |
| Merced County | 311 | 3,637 | 6.500% | $315,000 | 23.5% |
| Shasta County | 302 | 3,591 | 6.745% | $255,000 | 22.4% |
| Butte County | 313 | 3,408 | 6.624% | $265,000 | 21.9% |
| Madera County | 308 | 3,401 | 6.500% | $345,000 | 24.4% |
| Santa Cruz County | 321 | 3,307 | 6.875% | $505,000 | 19.9% |
| Yolo County | 321 | 2,818 | 6.625% | $385,000 | 20.5% |
| Nevada County | 312 | 2,456 | 6.625% | $375,000 | 21.5% |
| Kings County | 238 | 2,345 | 6.375% | $305,000 | 21.2% |
| Yuba County | 246 | 2,026 | 6.250% | $365,000 | 21.7% |
| Napa County | 282 | 1,993 | 6.875% | $475,000 | 22.1% |
| Imperial County | 236 | 1,897 | 6.625% | $275,000 | 24.2% |
| Humboldt County | 207 | 1,397 | 6.625% | $305,000 | 19.9% |
| Sutter County | 210 | 1,363 | 6.625% | $295,000 | 24.3% |
| Calaveras County | 261 | 1,299 | 6.750% | $305,000 | 22.5% |
| Tuolumne County | 240 | 1,163 | 6.750% | $265,000 | 22.6% |
| Lake County | 226 | 1,123 | 6.750% | $235,000 | 27.6% |
| San Benito County | 221 | 1,099 | 6.625% | $505,000 | 21.9% |
| Tehama County | 186 | 978 | 6.750% | $235,000 | 24.9% |
| Mendocino County | 215 | 942 | 6.875% | $325,000 | 24.7% |
| Amador County | 215 | 901 | 6.625% | $265,000 | 22.2% |
| Siskiyou County | 182 | 716 | 6.625% | $215,000 | 23.3% |
| Mono County | 156 | 468 | 6.875% | $465,000 | 16.7% |
| Plumas County | 161 | 442 | 6.625% | $255,000 | 20.4% |
| Lassen County | 120 | 383 | 6.625% | $195,000 | 24.2% |
| Glenn County | 114 | 367 | 6.500% | $245,000 | 25.4% |
| Del Norte County | 125 | 347 | 6.500% | $265,000 | 25.6% |
| Mariposa County | 153 | 319 | 6.625% | $305,000 | 28.9% |
| Colusa County | 108 | 263 | 6.625% | $265,000 | 25.1% |
| Inyo County | 107 | 232 | 6.875% | $305,000 | 17.0% |
| Trinity County | 92 | 144 | 6.500% | $215,000 | 31.6% |
| Modoc County | 59 | 86 | 6.875% | $165,000 | 27.0% |
| Sierra County | 52 | 51 | 6.625% | $215,000 | 34.5% |
| Alpine County | 42 | 31 | 6.990% | $245,000 | 28.3% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.