Home purchase lenders in Philadelphia County
13,142 home purchase mortgages were made in Philadelphia County, Pennsylvania, in 2025, by 435 lenders. The median rate their borrowers got was 6.500% on a median loan of $245,000. Of 15,296 decisions, 1,648 were denials — 10.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 1,218 | 6.625% | $285,000 | 2.4% |
| GUARANTEED RATE, INC. | 962 | 6.500% | $325,000 | 3.7% |
| Prosperity Home Mortgage, LLC | 577 | 6.250% | $235,000 | 7.8% |
| Rocket Mortgage, LLC | 535 | 6.500% | $245,000 | 14.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 462 | 6.625% | $245,000 | 14.5% |
| MOVEMENT MORTGAGE, LLC | 457 | 6.625% | $285,000 | 3.4% |
| Kiavi Funding, Inc. | 407 | 11.490% | $175,000 | 8.7% |
| Wilmington Savings Fund Society, FSB | 364 | 6.250% | $205,000 | 7.8% |
| CMG MORTGAGE, INC. | 262 | 6.500% | $225,000 | 4.2% |
| First Citizens Community Bank | 230 | 6.250% | $215,000 | 8.7% |
| Quaint Oak Mortgage, LLC | 208 | 6.500% | $225,000 | 2.2% |
| Parke Bank | 194 | 7.000% | $215,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 177 | 6.375% | $285,000 | 13.6% |
| OceanFirst Bank, National Association | 164 | 6.125% | $295,000 | 3.6% |
| MERIDIAN BANK | 156 | 6.500% | $275,000 | 1.8% |
| Wells Fargo Bank, National Association | 154 | 6.250% | $225,000 | 23.8% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 154 | 6.625% | $235,000 | 3.8% |
| TD Bank, National Association | 149 | 6.625% | $265,000 | 26.8% |
| Univest Bank and Trust Co. | 149 | 6.250% | $215,000 | 5.6% |
| 254900CTT87ZKAUTIJ37 | 146 | 7.990% | $165,000 | 13.5% |
| Loan Funder LLC | 142 | 10.500% | $205,000 | 26.8% |
| Bank of America, National Association | 137 | 6.250% | $255,000 | 27.0% |
| Citizens Bank, National Association | 132 | 6.625% | $185,000 | 39.6% |
| Metro City Bank | 132 | 6.250% | $185,000 | 2.2% |
| Firstrust Savings Bank | 129 | 6.500% | $185,000 | 4.4% |
| ALLIED MORTGAGE GROUP, INC. | 122 | 6.625% | $235,000 | 7.6% |
| Mortgage Research Center, LLC | 121 | 6.500% | $265,000 | 13.2% |
| Philadelphia Mortgage Advisors, Inc. | 121 | 6.250% | $285,000 | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | 120 | 6.499% | $275,000 | 14.9% |
| Fulton Bank, National Association | 111 | 6.500% | $165,000 | 23.1% |
| MortgageCountry, LLC | 106 | 6.375% | $350,000 | 0.0% |
| LENDING CAPITAL GROUP Inc | 103 | 6.625% | $265,000 | 4.6% |
| The Federal Savings Bank | 101 | 6.625% | $195,000 | 4.6% |
| FIRST HERITAGE FINANCIAL, LLC | 101 | 6.250% | $215,000 | 9.0% |
| CITADEL FEDERAL CREDIT UNION | 97 | 6.000% | $215,000 | 10.8% |
| Customers Bank | 96 | 6.375% | $195,000 | 4.8% |
| AMERICAN HERITAGE FCU | 91 | 6.250% | $275,000 | 17.9% |
| Broker Solutions, Inc. | 90 | 6.750% | $225,000 | 6.3% |
| TRUMARK FINANCIAL CREDIT UNION | 83 | 6.375% | $335,000 | 28.3% |
| AMWEST FUNDING CORP. | 83 | 7.000% | $175,000 | 6.7% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 81 | 6.500% | $265,000 | 2.4% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 81 | 9.990% | $215,000 | 0.0% |
| Navy Federal Credit Union | 79 | 6.250% | $275,000 | 23.8% |
| Mortgage America, Inc. | 76 | 6.375% | $290,000 | 3.8% |
| Acre Mortgage & Financial, Inc. | 75 | 6.625% | $255,000 | 3.8% |
| NATIONS DIRECT MORTGAGE, LLC | 75 | 6.615% | $325,000 | 7.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 74 | 6.375% | $360,000 | 7.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 74 | 6.625% | $245,000 | 8.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 71 | 6.625% | $205,000 | 10.5% |
| KEYSTONE FUNDING, INC. | 71 | 6.490% | $305,000 | 5.6% |
| PNC Bank, National Association | 70 | 6.250% | $265,000 | 20.2% |
| GUILD MORTGAGE COMPANY | 70 | 6.500% | $275,000 | 2.6% |
| NFM, INC. | 70 | 6.750% | $250,000 | 7.8% |
| GUARANTEED RATE AFFINITY, LLC | 65 | 6.575% | $315,000 | 2.9% |
| NEWREZ LLC | 62 | 6.438% | $235,000 | 22.9% |
| Loandepot.Com, LLC | 55 | 6.875% | $235,000 | 14.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | 55 | 6.500% | $265,000 | 3.5% |
| THE LOAN STORE, INC. | 53 | 6.625% | $255,000 | 6.5% |
| GO MORTGAGE, LLC | 52 | 6.625% | $215,000 | 1.6% |
| EMM LOANS LLC | 51 | 6.500% | $275,000 | 1.9% |
| NATION ONE MORTGAGE CORPORATION | 50 | 6.500% | $245,000 | 5.7% |
| UNION HOME MORTGAGE CORP. | 49 | 6.625% | $295,000 | 15.3% |
| Truist Bank | 48 | 6.250% | $315,000 | 9.3% |
| ZILLOW HOME LOANS, LLC | 45 | 6.250% | $255,000 | 9.8% |
| Penn Community Bank | 43 | 6.750% | $290,000 | 0.0% |
| A&D Mortgage LLC | 40 | 6.933% | $245,000 | 12.8% |
| First National Bank of Pennsylvania | 40 | 6.500% | $535,000 | 4.8% |
| PHILADELPHIA FEDERAL CREDIT UNION | 39 | 6.490% | $205,000 | 43.1% |
| KIND LENDING, LLC | 37 | 6.625% | $385,000 | 29.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 37 | 6.625% | $275,000 | 5.0% |
| POLICE & FIRE | 36 | 6.375% | $310,000 | 2.7% |
| Paramount Residential Mortgage Group, Inc. | 35 | 6.625% | $265,000 | 0.0% |
| DAS Acquisition Company, LLC | 34 | 6.500% | $210,000 | 0.0% |
| Hyperion Bank | 34 | Not published | $445,000 | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 33 | 10.615% | $195,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 33 | 6.750% | $255,000 | 23.3% |
| Manufacturers and Traders Trust Company | 31 | 6.125% | $295,000 | 23.8% |
| CONSTRUCTIVE LOANS, LLC | 29 | 7.750% | $165,000 | 37.7% |
| HOMEXPRESS MORTGAGE CORP. | 29 | 7.875% | $385,000 | 31.9% |
| BPL MORTGAGE TRUST, LLC | 29 | 7.375% | $125,000 | 19.1% |
| Advisors Mortgage Group, L.L.C. | 29 | 6.500% | $285,000 | 9.4% |
| The Huntington National Bank | 29 | 6.875% | $425,000 | 0.0% |
| U.S. Bank National Association | 27 | 6.375% | $485,000 | 25.0% |
| ESSA Bank & Trust | 27 | 6.250% | $185,000 | 17.7% |
| ENVOY MORTGAGE, LTD | 27 | 6.625% | $215,000 | 3.6% |
| SWBC MORTGAGE CORPORATION | 26 | 6.120% | $195,000 | 23.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 25 | 6.990% | $285,000 | 24.2% |
| SELF RELIANCE NY | 25 | 6.375% | $235,000 | 13.8% |
| OCMBC, INC. | 24 | 7.313% | $215,000 | 19.4% |
| NEW WAVE LENDING GROUP INC | 24 | 7.125% | $235,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 23 | 7.500% | $185,000 | 32.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 22 | 7.687% | $150,000 | 4.4% |
| Peoples Security Bank and Trust Company | 22 | 6.104% | $355,000 | 8.3% |
| Tomo Mortgage, LLC | 21 | 6.500% | $345,000 | 12.5% |
| BETTER MORTGAGE CORPORATION | 21 | 6.625% | $225,000 | 19.2% |
| Fairway Independent Mortgage Corporation | 21 | 6.875% | $215,000 | 12.5% |
| Mid Penn Bank | 21 | 6.500% | $305,000 | 8.7% |
| Equity Prime Mortgage LLC | 20 | 6.563% | $245,000 | 12.5% |
| FIRST COLONY MORTGAGE CORPORATION | 20 | 6.813% | $375,000 | 4.4% |
| ICE LENDER HOLDINGS LLC | 19 | 7.500% | $315,000 | 29.6% |
| Logan Finance Corporation | 19 | 7.999% | $695,000 | 24.0% |
| Morgan Stanley Private Bank, National Association | 19 | 5.950% | $605,000 | 0.0% |
| BAY EQUITY LLC | 19 | 6.625% | $365,000 | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 19 | 6.500% | $215,000 | 4.8% |
| Asian Bank | 19 | Not published | $555,000 | 0.0% |
| Luminate Bank | 18 | 6.813% | $215,000 | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 17 | 6.490% | $205,000 | 20.0% |
| NBKC BANK | 17 | 6.500% | $325,000 | 18.2% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 17 | 6.375% | $275,000 | 0.0% |
| Citadel Servicing Corporation | 17 | 7.999% | $215,000 | 4.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 16 | 6.813% | $330,000 | 0.0% |
| General Mortgage Capital Corporation | 16 | 6.562% | $205,000 | 5.9% |
| LENDINGONE, LLC | 15 | 10.370% | $145,000 | 65.9% |
| NEXERA HOLDING LLC | 15 | 7.625% | $175,000 | 0.0% |
| UIF CORPORATION | 15 | 6.625% | $275,000 | 11.8% |
| EMBRACE HOME LOANS, INC. | 15 | 6.625% | $245,000 | 5.9% |
| NexBank | 15 | 6.500% | $335,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 15 | 6.625% | $285,000 | 5.9% |
| MICHIGAN MUTUAL, INC. | 14 | 6.625% | $280,000 | 21.4% |
| Filo Mortgage, L.L.C. | 13 | 6.500% | $295,000 | 17.7% |
| CHAMPIONS FUNDING, LLC | 13 | 7.750% | $235,000 | 27.8% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 13 | 6.875% | $225,000 | 11.8% |
| JMAC LENDING, INC. | 13 | 6.625% | $285,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 12 | 7.550% | $175,000 | 19.4% |
| Commerce Home Mortgage, Inc. | 12 | 7.375% | $230,000 | 20.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 12 | 6.185% | $405,000 | 0.0% |
| Citibank, National Association | 12 | 6.063% | $690,000 | 7.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 12 | 6.562% | $310,000 | 7.1% |
| Hatboro Federal Savings, FA | 12 | Not published | $310,000 | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 12 | 6.750% | $250,000 | 7.7% |
| Hometown Equity Mortgage, LLC | 11 | 7.375% | $225,000 | 67.7% |
| ARC HOME LLC | 11 | 7.000% | $255,000 | 15.4% |
| 1st Colonial Community Bank | 11 | 6.500% | $265,000 | 8.3% |
| MORTGAGE ACCESS CORP. | 11 | 6.490% | $415,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 11 | 6.250% | $315,000 | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 11 | 6.624% | $245,000 | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 11 | 6.375% | $325,000 | 8.3% |
| AML FUNDING LLC | 11 | 6.750% | $215,000 | 0.0% |
| USAA Federal Savings Bank | 10 | 6.125% | $415,000 | 52.2% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 10 | 10.500% | $490,000 | 43.5% |
| KeyBank National Association | 10 | 6.250% | $195,000 | 41.2% |
| AMERIHOME MORTGAGE COMPANY, LLC | 10 | 6.500% | $235,000 | 16.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 10 | 6.933% | $225,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 47.4% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| S&T Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| First National Bank of America | 9 | Under 10 loans | Under 10 loans | 25.0% |
| STG MORTGAGE INC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PLANET HOME LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| UNITED MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 7.7% |
| 9845005BP6974AE5D838 | 9 | Under 10 loans | Under 10 loans | 10.0% |
| DOMINION FINANCIAL SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN MINT | 8 | Under 10 loans | Under 10 loans | 46.7% |
| Plains Commerce Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| MLB RESIDENTIAL LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| MEMBER FIRST MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Woori America Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| UBS Bank USA | 7 | Under 10 loans | Under 10 loans | 0.0% |
| OrangePath Financial Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NJ LENDERS CORP. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| NATIONSTAR MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| LOWER, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Atlantic Coast Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Ardent Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CLEAREDGE LENDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS & NORTHERN BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Victory Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Webster Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| TOWNE MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 11.1% |
| EAST COAST CAPITAL CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| The Ephrata National Bank | 4 | Under 10 loans | Under 10 loans | 28.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 25.0% |
| FlexPoint, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BAYPORT FUNDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM | 4 | Under 10 loans | Under 10 loans | 42.9% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| OAKTREE FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 235 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.