The Victory Bank
The Victory Bank received 62 applications in 2025 and made 48 mortgages, in 9 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $270,000. Of 55 decisions, 2 were denials — 3.6%.
| Legal Entity Identifier | 549300SUW02WEKP4OP52 |
|---|---|
| Applications received | 62 |
| Mortgages made | 48 |
| Denied | 2 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Victory Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 39 | Not published | $295,000 | 0.0% |
| Refinancing | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where The Victory Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Berks County, PA | 18 | Not published | 0.0% |
| Montgomery County, PA | 9 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 8 | Under 10 loans | 18.2% |
| Chester County, PA | 7 | Under 10 loans | 0.0% |
| Cape May County, NJ | 3 | Under 10 loans | 0.0% |
| Delaware County, PA | 2 | Under 10 loans | 0.0% |
| Lehigh County, PA | 1 | Under 10 loans | 0.0% |
| Lycoming County, PA | 0 | Under 10 loans | Not published |
| Monroe County, PA | 0 | Under 10 loans | 0.0% |
Get told when this changes
When The Victory Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.