The Hometown Bank of Alabama
The Hometown Bank of Alabama received 328 applications in 2025 and made 234 mortgages, in 14 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $135,000. Of 315 decisions, 54 were denials — 17.1%.
| Legal Entity Identifier | 549300FJRQ7KMJ2TQQ84 |
|---|---|
| Applications received | 328 |
| Mortgages made | 234 |
| Denied | 54 |
| Approved, not taken up | 27 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Hometown Bank of Alabama, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 128 | Not published | $160,000 | 15.7% |
| Refinancing | 57 | Not published | $155,000 | 18.4% |
| Other purposes | 49 | Not published | $55,000 | 19.4% |
Where The Hometown Bank of Alabama lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Blount County, AL | 165 | Not published | 14.8% |
| Jefferson County, AL | 25 | Not published | 17.7% |
| Marshall County, AL | 13 | Not published | 12.5% |
| St. Clair County, AL | 12 | Not published | 31.6% |
| Etowah County, AL | 11 | Not published | 18.8% |
| Cullman County, AL | 2 | Under 10 loans | 33.3% |
| Tuscaloosa County, AL | 2 | Under 10 loans | 0.0% |
| Chilton County, AL | 1 | Under 10 loans | 0.0% |
| DeKalb County, AL | 1 | Under 10 loans | 66.7% |
| Escambia County, AL | 1 | Under 10 loans | 0.0% |
| Shelby County, AL | 1 | Under 10 loans | 0.0% |
| Cherokee County, AL | 0 | Under 10 loans | 100.0% |
| Talladega County, AL | 0 | Under 10 loans | 100.0% |
| Walker County, AL | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.