CU COMMUNITY, LLC
CU COMMUNITY, LLC received 173 applications in 2025 and made 77 mortgages, in 49 counties across 5 states. The median rate its borrowers got was 7.125% on a median loan of $125,000. Of 127 decisions, 20 were denials — 15.8%, most often for credit history. 73 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300OIJ6O9DNP74L72 |
|---|---|
| Applications received | 173 |
| Mortgages made | 77 |
| Denied | 20 |
| Approved, not taken up | 30 |
| Withdrawn or incomplete | 46 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.201 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 17 | 6.500% | $245,000 | 17.1% |
| Refinancing | 7 | Under 10 loans | Under 10 loans | 37.5% |
| Cash-out refinancing | 45 | 7.375% | $75,000 | 11.9% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 0.0% |
Where CU COMMUNITY, LLC lends most
The 49 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hamilton County, TN | 11 | 6.875% | 0.0% |
| Putnam County, TN | 10 | 10.000% | 7.7% |
| Davidson County, TN | 7 | Under 10 loans | 16.7% |
| Blount County, TN | 6 | Under 10 loans | 0.0% |
| Sullivan County, TN | 4 | Under 10 loans | 0.0% |
| Washington County, TN | 4 | Under 10 loans | 0.0% |
| Knox County, TN | 3 | Under 10 loans | 20.0% |
| Tuscaloosa County, AL | 2 | Under 10 loans | 0.0% |
| Fannin County, GA | 2 | Under 10 loans | 33.3% |
| Anderson County, TN | 2 | Under 10 loans | 0.0% |
| Polk County, TN | 2 | Under 10 loans | 0.0% |
| Rutherford County, TN | 2 | Under 10 loans | 0.0% |
| Sumner County, TN | 2 | Under 10 loans | 33.3% |
| White County, TN | 2 | Under 10 loans | 0.0% |
| Wilson County, TN | 2 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Catoosa County, GA | 1 | Under 10 loans | 25.0% |
| Lee County, MS | 1 | Under 10 loans | 0.0% |
| Carroll County, TN | 1 | Under 10 loans | 0.0% |
| Claiborne County, TN | 1 | Under 10 loans | 0.0% |
| Cumberland County, TN | 1 | Under 10 loans | 0.0% |
| Greene County, TN | 1 | Under 10 loans | 0.0% |
| Loudon County, TN | 1 | Under 10 loans | 50.0% |
| Madison County, TN | 1 | Under 10 loans | 50.0% |
| Marion County, TN | 1 | Under 10 loans | 50.0% |
| Montgomery County, TN | 1 | Under 10 loans | 0.0% |
| Overton County, TN | 1 | Under 10 loans | 0.0% |
| Rhea County, TN | 1 | Under 10 loans | 0.0% |
| Robertson County, TN | 1 | Under 10 loans | 0.0% |
| Warren County, TN | 1 | Under 10 loans | 0.0% |
| Williamson County, TN | 1 | Under 10 loans | 0.0% |
| Greene County, AL | 0 | Under 10 loans | 0.0% |
| Walker County, GA | 0 | Under 10 loans | Not published |
| Whitfield County, GA | 0 | Under 10 loans | 0.0% |
| Monroe County, MS | 0 | Under 10 loans | 100.0% |
| Union County, MS | 0 | Under 10 loans | 0.0% |
| Bradley County, TN | 0 | Under 10 loans | 100.0% |
| Chester County, TN | 0 | Under 10 loans | Not published |
| Franklin County, TN | 0 | Under 10 loans | Not published |
| Gibson County, TN | 0 | Under 10 loans | 0.0% |
| Hamblen County, TN | 0 | Under 10 loans | 0.0% |
| Henry County, TN | 0 | Under 10 loans | 100.0% |
| Jackson County, TN | 0 | Under 10 loans | 100.0% |
| McMinn County, TN | 0 | Under 10 loans | Not published |
| Marshall County, TN | 0 | Under 10 loans | 100.0% |
| Meigs County, TN | 0 | Under 10 loans | 0.0% |
| Morgan County, TN | 0 | Under 10 loans | 0.0% |
| Sevier County, TN | 0 | Under 10 loans | 0.0% |
| Smith County, TN | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.