First Jackson Bank, Inc.
First Jackson Bank, Inc. received 150 applications in 2025 and made 136 mortgages, in 14 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 146 decisions, 6 were denials — 4.1%, most often for credit history.
| Legal Entity Identifier | 549300MGJ0J02F6KDW38 |
|---|---|
| Applications received | 150 |
| Mortgages made | 136 |
| Denied | 6 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Jackson Bank, Inc., 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 49 | Not published | $155,000 | 3.7% |
| Refinancing | 74 | Not published | $100,000 | 3.9% |
| Other purposes | 13 | Not published | $45,000 | 6.7% |
Where First Jackson Bank, Inc. lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jackson County, AL | 80 | Not published | 2.4% |
| Marion County, TN | 18 | Not published | 9.5% |
| Madison County, AL | 12 | Not published | 7.7% |
| DeKalb County, AL | 7 | Under 10 loans | 0.0% |
| Hamilton County, TN | 5 | Under 10 loans | 0.0% |
| Marshall County, AL | 4 | Under 10 loans | 20.0% |
| Walker County, GA | 2 | Under 10 loans | 0.0% |
| Davidson County, TN | 2 | Under 10 loans | 0.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Santa Rosa County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Grundy County, TN | 1 | Under 10 loans | 0.0% |
| Lincoln County, TN | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.