First National Bank of Pulaski
First National Bank of Pulaski received 302 applications in 2025 and made 250 mortgages, in 32 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $225,000. Of 265 decisions, 15 were denials — 5.7%, most often for credit history.
| Legal Entity Identifier | 549300ZGTRKCDKOVEQ80 |
|---|---|
| Applications received | 302 |
| Mortgages made | 250 |
| Denied | 15 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 37 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First National Bank of Pulaski, 14 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 150 | Not published | $255,000 | 3.9% |
| Refinancing | 73 | Not published | $135,000 | 8.8% |
| Cash-out refinancing | 14 | Not published | $180,000 | 12.5% |
| Other purposes | 13 | Not published | $75,000 | 0.0% |
Where First National Bank of Pulaski lends most
The 32 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Giles County, TN | 57 | Not published | 3.4% |
| Limestone County, AL | 46 | Not published | 2.1% |
| Madison County, AL | 37 | Not published | 0.0% |
| Lincoln County, TN | 29 | Not published | 9.4% |
| Marshall County, TN | 20 | Not published | 13.0% |
| Cullman County, AL | 17 | Not published | 15.0% |
| Lauderdale County, AL | 10 | Not published | 16.7% |
| Lawrence County, TN | 4 | Under 10 loans | 0.0% |
| Morgan County, AL | 3 | Under 10 loans | 0.0% |
| Jefferson County, AL | 2 | Under 10 loans | 0.0% |
| Marshall County, AL | 2 | Under 10 loans | 0.0% |
| Franklin County, TN | 2 | Under 10 loans | 0.0% |
| Knox County, TN | 2 | Under 10 loans | 0.0% |
| Maury County, TN | 2 | Under 10 loans | 0.0% |
| Rutherford County, TN | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Blount County, AL | 1 | Under 10 loans | 0.0% |
| Cherokee County, AL | 1 | Under 10 loans | 0.0% |
| DeKalb County, AL | 1 | Under 10 loans | 0.0% |
| Lee County, AL | 1 | Under 10 loans | 0.0% |
| Montgomery County, AL | 1 | Under 10 loans | 0.0% |
| Tuscaloosa County, AL | 1 | Under 10 loans | 0.0% |
| Fannin County, GA | 1 | Under 10 loans | 0.0% |
| Clay County, MS | 1 | Under 10 loans | 0.0% |
| Anderson County, TN | 1 | Under 10 loans | 0.0% |
| Bedford County, TN | 1 | Under 10 loans | 0.0% |
| Montgomery County, TN | 1 | Under 10 loans | 0.0% |
| Moore County, TN | 1 | Under 10 loans | 0.0% |
| Sumner County, TN | 1 | Under 10 loans | 0.0% |
| Wilson County, TN | 1 | Under 10 loans | 0.0% |
| Walker County, AL | 0 | Under 10 loans | Not published |
| Winston County, AL | 0 | Under 10 loans | 100.0% |
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When First National Bank of Pulaski’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.