Premier Bank of the South
Premier Bank of the South received 144 applications in 2025 and made 143 mortgages, in 14 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $95,000. Of 144 decisions, 1 were denials — 0.7%, most often for other.
| Legal Entity Identifier | 549300MNJT84X74B3052 |
|---|---|
| Applications received | 144 |
| Mortgages made | 143 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Premier Bank of the South, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 40 | Not published | $130,000 | 0.0% |
| Refinancing | 50 | Not published | $65,000 | 0.0% |
| Cash-out refinancing | 41 | Not published | $85,000 | 2.4% |
| Other purposes | 12 | Not published | $65,000 | 0.0% |
Where Premier Bank of the South lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cullman County, AL | 76 | Not published | 0.0% |
| Morgan County, AL | 25 | Not published | 0.0% |
| Winston County, AL | 18 | Not published | 0.0% |
| Madison County, AL | 9 | Under 10 loans | 0.0% |
| Jefferson County, AL | 2 | Under 10 loans | 0.0% |
| Lee County, AL | 2 | Under 10 loans | 0.0% |
| Limestone County, AL | 2 | Under 10 loans | 33.3% |
| Marshall County, AL | 2 | Under 10 loans | 0.0% |
| Gulf County, FL | 2 | Under 10 loans | 0.0% |
| Blount County, AL | 1 | Under 10 loans | 0.0% |
| Covington County, AL | 1 | Under 10 loans | 0.0% |
| Lawrence County, AL | 1 | Under 10 loans | 0.0% |
| Walker County, AL | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
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When Premier Bank of the South’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.