1ST LIBERTY
1ST LIBERTY received 21 applications in 2025 and made 16 mortgages, in 7 counties across 1 state. The median rate its borrowers got was 5.990% on a median loan of $130,000. Of 19 decisions, 3 were denials — 15.8%, most often for credit application incomplete.
| Legal Entity Identifier | 549300SQW7KBZFSQK518 |
|---|---|
| Applications received | 21 |
| Mortgages made | 16 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.414 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Cash-out refinancing | 13 | 5.740% | $125,000 | 7.1% |
Where 1ST LIBERTY lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cascade County, MT | 9 | Under 10 loans | 10.0% |
| Pondera County, MT | 4 | Under 10 loans | 0.0% |
| Glacier County, MT | 1 | Under 10 loans | 50.0% |
| Lewis and Clark County, MT | 1 | Under 10 loans | 0.0% |
| Teton County, MT | 1 | Under 10 loans | 0.0% |
| Hill County, MT | 0 | Under 10 loans | Not published |
| Toole County, MT | 0 | Under 10 loans | 100.0% |
Get told when this changes
When 1ST LIBERTY’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.