Mortgage Lender Index

Mortgage lenders in Pondera County

84 mortgages were made in Pondera County, Montana, in 2025, by 46 lenders. The median rate their borrowers got was 6.471% on a median loan of $165,000. Of 112 decisions, 25 were denials — 22.3%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Stockman Bank of Montana 17 7.125% $165,000 5.3%
Rocket Mortgage, LLC 9 Under 10 loans Under 10 loans 16.7%
Glacier Bank 7 Under 10 loans Under 10 loans 22.2%
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 16.7%
Fairway Independent Mortgage Corporation 5 Under 10 loans Under 10 loans 0.0%
Opportunity Bank of Montana 4 Under 10 loans Under 10 loans 20.0%
1ST LIBERTY 4 Under 10 loans Under 10 loans 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
Lendage, LLC 2 Under 10 loans Under 10 loans 33.3%
Independence Bank 2 Under 10 loans Under 10 loans 33.3%
ENVOY MORTGAGE, LTD 2 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 2 Under 10 loans Under 10 loans 33.3%
Discover Bank 2 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 50.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Horizon Federally Insured State-Chartered Credit Union 1 Under 10 loans Under 10 loans 50.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 50.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Waterstone Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 1 Under 10 loans Under 10 loans 0.0%
NASA Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
GoPrime Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 50.0%
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans Not published
ZILLOW HOME LOANS, LLC 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Pondera County

5 FDIC-insured branches from 4 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Stockman Bank of Montana 2$168.0 million
Independence Bank 1$37.8 million
Glacier Bank 1$13.4 million
Wells Fargo Bank, National Association 1$10.1 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.