Mortgage Lender Index

98450062C847FDDA7405

98450062C847FDDA7405 received 189 applications in 2025 and made 93 mortgages, in 12 counties across 1 state. The median rate its borrowers got was 6.375% on a median loan of $135,000. Of 154 decisions, 60 were denials — 39.0%, most often for credit history.

Legal Entity Identifier98450062C847FDDA7405
Applications received189
Mortgages made93
Denied60
Approved, not taken up1
Withdrawn or incomplete35
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.126 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase26 Not published$145,000 22.9%
Refinancing7 Under 10 loansUnder 10 loans 65.0%
Cash-out refinancing42 Not published$120,000 40.0%
Other purposes18 Not published$95,000 37.9%

Where 98450062C847FDDA7405 lends most

The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
DeKalb County, AL 42Not published31.8%
Etowah County, AL 21Not published36.4%
Blount County, AL 9Under 10 loans43.8%
Marshall County, AL 6Under 10 loans40.0%
Jackson County, AL 5Under 10 loans28.6%
Jefferson County, AL 5Under 10 loans16.7%
Cherokee County, AL 2Under 10 loans50.0%
Morgan County, AL 1Under 10 loans0.0%
St. Clair County, AL 1Under 10 loans87.5%
Shelby County, AL 1Under 10 loans66.7%
Calhoun County, AL 0Under 10 loans100.0%
Talladega County, AL 0Under 10 loans100.0%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.