Amboy Bank
Amboy Bank received 417 applications in 2025 and made 316 mortgages, in 15 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $105,000. Of 391 decisions, 65 were denials — 16.6%.
| Legal Entity Identifier | 549300APYWQYO3RLT772 |
|---|---|
| Applications received | 417 |
| Mortgages made | 316 |
| Denied | 65 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 26 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Amboy Bank, 23 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 27 | Not published | $385,000 | 3.5% |
| Refinancing | 104 | Not published | $145,000 | 16.4% |
| Other purposes | 185 | Not published | $95,000 | 18.4% |
Where Amboy Bank lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Middlesex County, NJ | 149 | Not published | 17.2% |
| Monmouth County, NJ | 86 | Not published | 13.5% |
| Ocean County, NJ | 46 | Not published | 17.5% |
| Union County, NJ | 8 | Under 10 loans | 33.3% |
| Somerset County, NJ | 7 | Under 10 loans | 36.4% |
| Mercer County, NJ | 4 | Under 10 loans | 0.0% |
| Bergen County, NJ | 3 | Under 10 loans | 0.0% |
| Burlington County, NJ | 3 | Under 10 loans | 0.0% |
| Morris County, NJ | 3 | Under 10 loans | 0.0% |
| Passaic County, NJ | 2 | Under 10 loans | 0.0% |
| Camden County, NJ | 1 | Under 10 loans | 50.0% |
| Cape May County, NJ | 1 | Under 10 loans | 0.0% |
| Essex County, NJ | 1 | Under 10 loans | 0.0% |
| Hudson County, NJ | 1 | Under 10 loans | 0.0% |
| Hunterdon County, NJ | 1 | Under 10 loans | 0.0% |
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When Amboy Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.