American Bank of Oklahoma
American Bank of Oklahoma received 335 applications in 2025 and made 269 mortgages, in 21 counties across 2 states. The median rate its borrowers got was 6.500% on a median loan of $155,000. Of 302 decisions, 28 were denials — 9.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300ON2ILGPUVKZT28 |
|---|---|
| Applications received | 335 |
| Mortgages made | 269 |
| Denied | 28 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 33 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | 0.026 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 175 | 6.125% | $175,000 | 4.4% |
| Refinancing | 27 | 6.875% | $265,000 | 6.7% |
| Cash-out refinancing | 18 | 7.500% | $150,000 | 5.0% |
| Other purposes | 49 | 7.500% | $35,000 | 25.0% |
Where American Bank of Oklahoma lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Muskogee County, OK | 104 | 6.125% | 0.0% |
| Tulsa County, OK | 71 | 7.250% | 17.2% |
| Osage County, OK | 24 | 7.500% | 14.3% |
| Rogers County, OK | 14 | 6.938% | 0.0% |
| McIntosh County, OK | 11 | 6.375% | 0.0% |
| Wagoner County, OK | 11 | 6.375% | 15.4% |
| Cherokee County, OK | 9 | Under 10 loans | 0.0% |
| Delaware County, OK | 6 | Under 10 loans | 25.0% |
| Washington County, OK | 5 | Under 10 loans | 0.0% |
| Mayes County, OK | 3 | Under 10 loans | 57.1% |
| Sequoyah County, OK | 3 | Under 10 loans | 0.0% |
| Craig County, OK | 2 | Under 10 loans | 0.0% |
| Brevard County, FL | 1 | Under 10 loans | 0.0% |
| Creek County, OK | 1 | Under 10 loans | 0.0% |
| Garfield County, OK | 1 | Under 10 loans | 0.0% |
| McCurtain County, OK | 1 | Under 10 loans | 0.0% |
| Pawnee County, OK | 1 | Under 10 loans | 50.0% |
| Pottawatomie County, OK | 1 | Under 10 loans | 0.0% |
| Cleveland County, OK | 0 | Under 10 loans | Not published |
| Okmulgee County, OK | 0 | Under 10 loans | Not published |
| Payne County, OK | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.