Appalachian Community Federal Credit Union
Appalachian Community Federal Credit Union received 205 applications in 2025 and made 146 mortgages, in 23 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $95,000. Of 165 decisions, 19 were denials — 11.5%. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493004C6NM2VNOH2N94 |
|---|---|
| Applications received | 205 |
| Mortgages made | 146 |
| Denied | 19 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 40 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 53 | Not published | $175,000 | 13.1% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 24 | Not published | $90,000 | 14.3% |
| Other purposes | 63 | Not published | $55,000 | 10.0% |
Where Appalachian Community Federal Credit Union lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sullivan County, TN | 44 | Not published | 6.4% |
| Hawkins County, TN | 24 | Not published | 14.3% |
| Washington County, TN | 24 | Not published | 0.0% |
| Wise County, VA | 17 | Not published | 15.0% |
| Carter County, TN | 9 | Under 10 loans | 18.2% |
| Greene County, TN | 6 | Under 10 loans | 14.3% |
| Washington County, VA | 6 | Under 10 loans | 0.0% |
| Scott County, VA | 3 | Under 10 loans | 0.0% |
| Dickenson County, VA | 2 | Under 10 loans | 33.3% |
| Breathitt County, KY | 1 | Under 10 loans | 0.0% |
| Laurel County, KY | 1 | Under 10 loans | 0.0% |
| Madison County, KY | 1 | Under 10 loans | 0.0% |
| Wayne County, KY | 1 | Under 10 loans | 0.0% |
| Union County, NC | 1 | Under 10 loans | 0.0% |
| Hamblen County, TN | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| Unicoi County, TN | 1 | Under 10 loans | 0.0% |
| Lee County, VA | 1 | Under 10 loans | 50.0% |
| Smyth County, VA | 1 | Under 10 loans | 0.0% |
| Jackson County, KY | 0 | Under 10 loans | 100.0% |
| Jefferson County, TN | 0 | Under 10 loans | 100.0% |
| Russell County, VA | 0 | Under 10 loans | Not published |
| Norton city, VA | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Appalachian Community Federal Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.