Bank of Central Florida
Bank of Central Florida received 58 applications in 2025 and made 49 mortgages, in 11 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $365,000. Of 57 decisions, 3 were denials — 5.3%.
| Legal Entity Identifier | 549300GPM8XFBE00Z637 |
|---|---|
| Applications received | 58 |
| Mortgages made | 49 |
| Denied | 3 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of Central Florida, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 37 | Not published | $345,000 | 2.4% |
| Refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 18.2% |
Where Bank of Central Florida lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, FL | 30 | Not published | 8.3% |
| Hillsborough County, FL | 9 | Under 10 loans | 0.0% |
| Pinellas County, FL | 3 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Pasco County, FL | 1 | Under 10 loans | 0.0% |
| St. Johns County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Monroe County, FL | 0 | Under 10 loans | 0.0% |
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When Bank of Central Florida’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.