Bank of Lexington, Inc.
Bank of Lexington, Inc. received 283 applications in 2025 and made 204 mortgages, in 21 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $285,000. Of 226 decisions, 16 were denials — 7.1%.
| Legal Entity Identifier | 549300QLZWERAXKGEP54 |
|---|---|
| Applications received | 283 |
| Mortgages made | 204 |
| Denied | 16 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 57 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of Lexington, Inc., 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 124 | Not published | $275,000 | 3.7% |
| Refinancing | 61 | Not published | $295,000 | 14.1% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Other purposes | 10 | Not published | $235,000 | 0.0% |
Where Bank of Lexington, Inc. lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Fayette County, KY | 143 | Not published | 4.0% |
| Jessamine County, KY | 27 | Not published | 0.0% |
| Madison County, KY | 7 | Under 10 loans | 25.0% |
| Scott County, KY | 7 | Under 10 loans | 12.5% |
| Woodford County, KY | 4 | Under 10 loans | 0.0% |
| Bourbon County, KY | 3 | Under 10 loans | 0.0% |
| Anderson County, KY | 2 | Under 10 loans | 0.0% |
| Franklin County, KY | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Boyle County, KY | 1 | Under 10 loans | 50.0% |
| Clark County, KY | 1 | Under 10 loans | 66.7% |
| Pendleton County, KY | 1 | Under 10 loans | 0.0% |
| Pulaski County, KY | 1 | Under 10 loans | 0.0% |
| Wayne County, KY | 1 | Under 10 loans | 0.0% |
| Cumberland County, NC | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Williamson County, TN | 1 | Under 10 loans | 0.0% |
| Jefferson County, KY | 0 | Under 10 loans | 100.0% |
| Lincoln County, KY | 0 | Under 10 loans | Not published |
| Warren County, KY | 0 | Under 10 loans | Not published |
| Raleigh County, WV | 0 | Under 10 loans | Not published |
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When Bank of Lexington, Inc.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.