Mortgage Lender Index

Bath State Bank

Bath State Bank received 109 applications in 2025 and made 107 mortgages, in 14 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 108 decisions, 1 were denials — 0.9%.

Legal Entity Identifier54930031L785BSBDTE46
Applications received109
Mortgages made107
Denied1
Approved, not taken up0
Withdrawn or incomplete1
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Bath State Bank, 3 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase49 Not published$175,000 0.0%
Refinancing10 Not published$270,000 0.0%
Cash-out refinancing17 Not published$165,000 5.6%
Other purposes31 Not published$55,000 0.0%

Where Bath State Bank lends most

The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Union County, IN 37Not published2.6%
Fayette County, IN 17Not published0.0%
Butler County, OH 16Not published0.0%
Franklin County, IN 10Not published0.0%
Preble County, OH 8Under 10 loans0.0%
Wayne County, IN 7Under 10 loans0.0%
Henry County, IN 5Under 10 loans0.0%
Hamilton County, OH 2Under 10 loans0.0%
Marion County, IN 1Under 10 loans0.0%
Randolph County, IN 1Under 10 loans0.0%
Rush County, IN 1Under 10 loans0.0%
Clermont County, OH 1Under 10 loans0.0%
Fayette County, OH 1Under 10 loans0.0%
Hancock County, IN 0Under 10 loansNot published

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When Bath State Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.