Mortgage Lender Index

Belmont Savings Bank, SSB

Belmont Savings Bank, SSB received 52 applications in 2025 and made 49 mortgages, in 6 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $385,000. Of 52 decisions, 2 were denials — 3.9%, most often for credit history.

Legal Entity Identifier254900LVZ1O44BCREK60
Applications received52
Mortgages made49
Denied2
Approved, not taken up1
Withdrawn or incomplete0
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Belmont Savings Bank, SSB, 1 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase39 Not published$415,000 0.0%
Refinancing9 Under 10 loansUnder 10 loans 16.7%
Other purposes1 Under 10 loansUnder 10 loans 0.0%

Where Belmont Savings Bank, SSB lends most

The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Gaston County, NC 39Not published2.4%
York County, SC 5Under 10 loans0.0%
Lincoln County, NC 2Under 10 loans33.3%
Cleveland County, NC 1Under 10 loans0.0%
Iredell County, NC 1Under 10 loans0.0%
Mecklenburg County, NC 1Under 10 loans0.0%

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When Belmont Savings Bank, SSB’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.