BENCHMARK Federal Credit Union
BENCHMARK Federal Credit Union received 46 applications in 2025 and made 26 mortgages, in 11 counties across 3 states. The median rate its borrowers got was 8.740% on a median loan of $60,000. Of 32 decisions, 4 were denials — 12.5%, most often for debt-to-income ratio. 5 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300DO51DW0RG07O39 |
|---|---|
| Applications received | 46 |
| Mortgages made | 26 |
| Denied | 4 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 14 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.005 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 23 | 8.740% | $55,000 | 11.1% |
Where BENCHMARK Federal Credit Union lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Chester County, PA | 12 | 8.490% | 0.0% |
| Montgomery County, PA | 5 | Under 10 loans | 0.0% |
| Lancaster County, PA | 4 | Under 10 loans | 20.0% |
| Delaware County, PA | 2 | Under 10 loans | 0.0% |
| Berks County, PA | 1 | Under 10 loans | 0.0% |
| Bucks County, PA | 1 | Under 10 loans | 0.0% |
| Juniata County, PA | 1 | Under 10 loans | 0.0% |
| Wicomico County, MD | 0 | Under 10 loans | Not published |
| Gloucester County, NJ | 0 | Under 10 loans | Not published |
| Passaic County, NJ | 0 | Under 10 loans | Not published |
| Philadelphia County, PA | 0 | Under 10 loans | Not published |
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When BENCHMARK Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.