Mortgage Lender Index

Calvin B. Taylor Banking Company of Berlin, Maryland

Calvin B. Taylor Banking Company of Berlin, Maryland received 199 applications in 2025 and made 122 mortgages, in 11 counties across 3 states. The median rate its borrowers got was 6.675% on a median loan of $295,000. Of 173 decisions, 30 were denials — 17.3%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier5493005NXMQ7SP5TOF96
Applications received199
Mortgages made122
Denied30
Approved, not taken up21
Withdrawn or incomplete26
Loans bought from other lenders0
Median rate spread over the prime offer rate0.32 points
FDIC-insured bankYes: Calvin B. Taylor Banking Company of Berlin, Maryland, 12 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase99 6.700%$325,000 14.3%
Refinancing12 6.695%$235,000 33.3%
Other purposes11 6.500%$155,000 21.1%

Where Calvin B. Taylor Banking Company of Berlin, Maryland lends most

The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Accomack County, VA 446.775%15.9%
Worcester County, MD 356.400%20.0%
Northampton County, VA 166.065%13.6%
Sussex County, DE 126.990%22.2%
Wicomico County, MD 6Under 10 loans0.0%
Somerset County, MD 5Under 10 loans28.6%
Kent County, DE 1Under 10 loans0.0%
Dorchester County, MD 1Under 10 loans0.0%
Talbot County, MD 1Under 10 loans0.0%
Virginia Beach city, VA 1Under 10 loans0.0%
Chesapeake city, VA 0Under 10 loansNot published

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.