Central Jersey Federal Credit Union
Central Jersey Federal Credit Union received 61 applications in 2025 and made 53 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $105,000. Of 58 decisions, 5 were denials — 8.6%.
| Legal Entity Identifier | 254900BQENI8J22AJ557 |
|---|---|
| Applications received | 61 |
| Mortgages made | 53 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Cash-out refinancing | 52 | Not published | $105,000 | 8.8% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where Central Jersey Federal Credit Union lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Middlesex County, NJ | 39 | Not published | 11.4% |
| Monmouth County, NJ | 6 | Under 10 loans | 0.0% |
| Mercer County, NJ | 3 | Under 10 loans | 0.0% |
| Ocean County, NJ | 2 | Under 10 loans | 0.0% |
| Atlantic County, NJ | 1 | Under 10 loans | 0.0% |
| Somerset County, NJ | 1 | Under 10 loans | 0.0% |
| Union County, NJ | 1 | Under 10 loans | 0.0% |
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When Central Jersey Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.