CENTRAL WILLAMETTE Credit Union
CENTRAL WILLAMETTE Credit Union received 125 applications in 2025 and made 59 mortgages, in 13 counties across 1 state. The median rate its borrowers got was 7.670% on a median loan of $135,000. Of 77 decisions, 14 were denials — 18.2%, most often for debt-to-income ratio. 59 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300CPJH6JMU13EQ37 |
|---|---|
| Applications received | 125 |
| Mortgages made | 59 |
| Denied | 14 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 48 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.71 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 20 | 6.563% | $360,000 | 4.6% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Other purposes | 30 | 8.000% | $75,000 | 26.7% |
Where CENTRAL WILLAMETTE Credit Union lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Linn County, OR | 21 | 8.000% | 0.0% |
| Marion County, OR | 12 | 8.000% | 0.0% |
| Lane County, OR | 6 | Under 10 loans | 0.0% |
| Benton County, OR | 5 | Under 10 loans | 0.0% |
| Multnomah County, OR | 3 | Under 10 loans | 0.0% |
| Douglas County, OR | 2 | Under 10 loans | 0.0% |
| Lincoln County, OR | 2 | Under 10 loans | 0.0% |
| Polk County, OR | 2 | Under 10 loans | 0.0% |
| Yamhill County, OR | 2 | Under 10 loans | 0.0% |
| Baker County, OR | 1 | Under 10 loans | 0.0% |
| Deschutes County, OR | 1 | Under 10 loans | 0.0% |
| Klamath County, OR | 1 | Under 10 loans | 0.0% |
| Washington County, OR | 1 | Under 10 loans | 0.0% |
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When CENTRAL WILLAMETTE Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.