Century Bank
Century Bank received 84 applications in 2025 and made 55 mortgages, in 8 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 74 decisions, 11 were denials — 14.9%.
| Legal Entity Identifier | 549300NAIUVHH8SCGC11 |
|---|---|
| Applications received | 84 |
| Mortgages made | 55 |
| Denied | 11 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Century Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 34 | Not published | $360,000 | 16.0% |
| Refinancing | 16 | Not published | $165,000 | 11.1% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 16.7% |
Where Century Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Mobile County, AL | 21 | Not published | 13.8% |
| Baldwin County, AL | 18 | Not published | 5.3% |
| George County, MS | 10 | Not published | 14.3% |
| Jackson County, MS | 4 | Under 10 loans | 50.0% |
| Tuscaloosa County, AL | 1 | Under 10 loans | 0.0% |
| Greene County, MS | 1 | Under 10 loans | 0.0% |
| Clarke County, AL | 0 | Under 10 loans | 0.0% |
| Escambia County, AL | 0 | Under 10 loans | 0.0% |
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When Century Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.