Cross Keys Bank
Cross Keys Bank received 178 applications in 2025 and made 129 mortgages, in 27 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 142 decisions, 10 were denials — 7.0%.
| Legal Entity Identifier | 5493001WL16YUSR2TI47 |
|---|---|
| Applications received | 178 |
| Mortgages made | 129 |
| Denied | 10 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 36 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 79 | Not published | $225,000 | 6.9% |
| Refinancing | 38 | Not published | $165,000 | 2.5% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 12 | Not published | $60,000 | 0.0% |
Where Cross Keys Bank lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Ouachita Parish, LA | 29 | Not published | 6.3% |
| Caddo Parish, LA | 28 | Not published | 6.7% |
| Smith County, TX | 26 | Not published | 0.0% |
| Richland Parish, LA | 16 | Not published | 5.9% |
| Bossier Parish, LA | 7 | Under 10 loans | 18.2% |
| Cherokee County, TX | 4 | Under 10 loans | 0.0% |
| East Baton Rouge Parish, LA | 2 | Under 10 loans | 0.0% |
| Madison Parish, LA | 2 | Under 10 loans | 0.0% |
| West Carroll Parish, LA | 2 | Under 10 loans | 0.0% |
| Bell County, TX | 2 | Under 10 loans | 0.0% |
| Sebastian County, AR | 1 | Under 10 loans | 0.0% |
| De Soto Parish, LA | 1 | Under 10 loans | 0.0% |
| Franklin Parish, LA | 1 | Under 10 loans | 0.0% |
| Morehouse Parish, LA | 1 | Under 10 loans | 0.0% |
| Tensas Parish, LA | 1 | Under 10 loans | 0.0% |
| Union Parish, LA | 1 | Under 10 loans | 0.0% |
| Warren County, MS | 1 | Under 10 loans | 0.0% |
| Anderson County, TX | 1 | Under 10 loans | 0.0% |
| Henderson County, TX | 1 | Under 10 loans | 0.0% |
| Montgomery County, TX | 1 | Under 10 loans | 0.0% |
| Rusk County, TX | 1 | Under 10 loans | 0.0% |
| Lincoln Parish, LA | 0 | Under 10 loans | 100.0% |
| Tulsa County, OK | 0 | Under 10 loans | Not published |
| Collin County, TX | 0 | Under 10 loans | 100.0% |
| Dallas County, TX | 0 | Under 10 loans | 100.0% |
| Upshur County, TX | 0 | Under 10 loans | Not published |
| Grant County, WI | 0 | Under 10 loans | Not published |
Get told when this changes
When Cross Keys Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.