ERIE FEDERAL CREDIT UNION
ERIE FEDERAL CREDIT UNION received 662 applications in 2025 and made 415 mortgages, in 9 counties across 4 states. The median rate its borrowers got was 6.250% on a median loan of $55,000. Of 593 decisions, 177 were denials — 29.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300FL5GANFX0HMU45 |
|---|---|
| Applications received | 662 |
| Mortgages made | 415 |
| Denied | 177 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 69 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.141 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 51 | 6.500% | $135,000 | 19.1% |
| Refinancing | 130 | 6.500% | $75,000 | 21.1% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Other purposes | 232 | 5.500% | $45,000 | 35.6% |
Where ERIE FEDERAL CREDIT UNION lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Erie County, PA | 398 | 6.250% | 28.9% |
| Crawford County, PA | 17 | 6.500% | 29.2% |
| Orange County, FL | 0 | Under 10 loans | 100.0% |
| Chautauqua County, NY | 0 | Under 10 loans | 100.0% |
| Niagara County, NY | 0 | Under 10 loans | 100.0% |
| Cuyahoga County, OH | 0 | Under 10 loans | 100.0% |
| Delaware County, OH | 0 | Under 10 loans | Not published |
| Venango County, PA | 0 | Under 10 loans | 100.0% |
| Warren County, PA | 0 | Under 10 loans | 100.0% |
Get told when this changes
When ERIE FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.