FAIR WAY LENDING LLC
FAIR WAY LENDING LLC received 296 applications in 2025 and made 257 mortgages, in 66 counties across 6 states. The median rate its borrowers got was 6.750% on a median loan of $225,000. Of 264 decisions, 7 were denials — 2.7%, most often for other.
| Legal Entity Identifier | 54930008MKP7T81OVK54 |
|---|---|
| Applications received | 296 |
| Mortgages made | 257 |
| Denied | 7 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 32 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.503 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 207 | 6.750% | $225,000 | 2.8% |
| Refinancing | 31 | 6.125% | $225,000 | 0.0% |
| Cash-out refinancing | 17 | 6.875% | $225,000 | 5.6% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where FAIR WAY LENDING LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Monroe County, IN | 46 | 6.625% | 0.0% |
| Jefferson County, IN | 25 | 6.625% | 0.0% |
| Jefferson County, KY | 24 | 6.500% | 11.1% |
| DeKalb County, GA | 17 | 6.750% | 0.0% |
| Gwinnett County, GA | 15 | 6.875% | 6.3% |
| Benton County, IN | 15 | 6.750% | 11.8% |
| Fountain County, IN | 11 | 7.000% | 0.0% |
| Warren County, IN | 10 | 6.875% | 0.0% |
| Tippecanoe County, IN | 7 | Under 10 loans | 0.0% |
| Greene County, IN | 5 | Under 10 loans | 0.0% |
| Bullitt County, KY | 5 | Under 10 loans | 0.0% |
| Lawrence County, IN | 4 | Under 10 loans | 0.0% |
| Marion County, IN | 4 | Under 10 loans | 0.0% |
| Johnson County, IN | 3 | Under 10 loans | 0.0% |
| Montgomery County, IN | 3 | Under 10 loans | 0.0% |
| Morgan County, IN | 3 | Under 10 loans | 0.0% |
| Vanderburgh County, IN | 3 | Under 10 loans | 0.0% |
| Warrick County, IN | 3 | Under 10 loans | 0.0% |
| White County, IN | 3 | Under 10 loans | 0.0% |
| Trimble County, KY | 3 | Under 10 loans | 0.0% |
| Franklin County, IL | 2 | Under 10 loans | 0.0% |
| Marion County, IL | 2 | Under 10 loans | 0.0% |
| Howard County, IN | 2 | Under 10 loans | 0.0% |
| Lake County, IN | 2 | Under 10 loans | 0.0% |
| Owen County, IN | 2 | Under 10 loans | 0.0% |
| Scott County, IN | 2 | Under 10 loans | 0.0% |
| Franklin County, KY | 2 | Under 10 loans | 0.0% |
| Oldham County, KY | 2 | Under 10 loans | 0.0% |
| Marion County, FL | 1 | Under 10 loans | 0.0% |
| Cobb County, GA | 1 | Under 10 loans | 0.0% |
| Walton County, GA | 1 | Under 10 loans | 0.0% |
| Champaign County, IL | 1 | Under 10 loans | 0.0% |
| Jackson County, IL | 1 | Under 10 loans | 0.0% |
| Perry County, IL | 1 | Under 10 loans | 0.0% |
| Pulaski County, IL | 1 | Under 10 loans | 0.0% |
| Williamson County, IL | 1 | Under 10 loans | 0.0% |
| Bartholomew County, IN | 1 | Under 10 loans | 0.0% |
| Boone County, IN | 1 | Under 10 loans | 0.0% |
| Brown County, IN | 1 | Under 10 loans | 0.0% |
| Clinton County, IN | 1 | Under 10 loans | 0.0% |
| Elkhart County, IN | 1 | Under 10 loans | 0.0% |
| Floyd County, IN | 1 | Under 10 loans | 0.0% |
| Harrison County, IN | 1 | Under 10 loans | 0.0% |
| Hendricks County, IN | 1 | Under 10 loans | 0.0% |
| Jasper County, IN | 1 | Under 10 loans | 0.0% |
| Madison County, IN | 1 | Under 10 loans | 0.0% |
| Parke County, IN | 1 | Under 10 loans | 0.0% |
| Perry County, IN | 1 | Under 10 loans | 0.0% |
| Sullivan County, IN | 1 | Under 10 loans | 0.0% |
| Vermillion County, IN | 1 | Under 10 loans | 0.0% |
Get told when this changes
When FAIR WAY LENDING LLC’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.