Fairway Consumer Discount Company
Fairway Consumer Discount Company received 78 applications in 2025 and made 38 mortgages, in 11 counties across 1 state. The median rate its borrowers got was 11.600% on a median loan of $45,000. Of 52 decisions, 12 were denials — 23.1%, most often for collateral.
| Legal Entity Identifier | 549300B5Q1Q3J5NC8121 |
|---|---|
| Applications received | 78 |
| Mortgages made | 38 |
| Denied | 12 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 26 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 6.493 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Cash-out refinancing | 34 | 11.570% | $45,000 | 21.7% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 20.0% |
Where Fairway Consumer Discount Company lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Luzerne County, PA | 22 | 11.640% | 21.4% |
| Lackawanna County, PA | 10 | 11.570% | 25.0% |
| Wayne County, PA | 2 | Under 10 loans | 0.0% |
| Bucks County, PA | 1 | Under 10 loans | 0.0% |
| Columbia County, PA | 1 | Under 10 loans | 0.0% |
| Northampton County, PA | 1 | Under 10 loans | 0.0% |
| York County, PA | 1 | Under 10 loans | 0.0% |
| Bradford County, PA | 0 | Under 10 loans | 100.0% |
| Carbon County, PA | 0 | Under 10 loans | 100.0% |
| Monroe County, PA | 0 | Under 10 loans | Not published |
| Northumberland County, PA | 0 | Under 10 loans | Not published |
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When Fairway Consumer Discount Company’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.