FINANCIAL CENTER FIRST CREDIT UNION
FINANCIAL CENTER FIRST CREDIT UNION received 395 applications in 2025 and made 247 mortgages, in 27 counties across 1 state. The median rate its borrowers got was 6.750% on a median loan of $65,000. Of 381 decisions, 123 were denials — 32.3%, most often for other.
| Legal Entity Identifier | 549300GYDLDVRYKJ3N02 |
|---|---|
| Applications received | 395 |
| Mortgages made | 247 |
| Denied | 123 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 14 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.79 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 34 | 6.075% | $215,000 | 15.6% |
| Refinancing | 86 | 6.500% | $95,000 | 24.4% |
| Other purposes | 127 | 7.000% | $45,000 | 40.4% |
Where FINANCIAL CENTER FIRST CREDIT UNION lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Marion County, IN | 95 | 6.875% | 35.9% |
| Delaware County, IN | 42 | 6.545% | 26.7% |
| Hamilton County, IN | 23 | 7.150% | 34.3% |
| Johnson County, IN | 20 | 7.075% | 33.3% |
| Hendricks County, IN | 11 | 6.250% | 25.0% |
| Howard County, IN | 10 | 6.250% | 38.9% |
| Hancock County, IN | 8 | Under 10 loans | 33.3% |
| Madison County, IN | 7 | Under 10 loans | 27.3% |
| Morgan County, IN | 6 | Under 10 loans | 33.3% |
| Shelby County, IN | 5 | Under 10 loans | 16.7% |
| Boone County, IN | 3 | Under 10 loans | 20.0% |
| Lawrence County, IN | 3 | Under 10 loans | 0.0% |
| Bartholomew County, IN | 2 | Under 10 loans | 0.0% |
| Tipton County, IN | 2 | Under 10 loans | 0.0% |
| Brown County, IN | 1 | Under 10 loans | 0.0% |
| Carroll County, IN | 1 | Under 10 loans | 50.0% |
| Cass County, IN | 1 | Under 10 loans | 0.0% |
| Greene County, IN | 1 | Under 10 loans | 0.0% |
| Henry County, IN | 1 | Under 10 loans | 50.0% |
| LaGrange County, IN | 1 | Under 10 loans | 0.0% |
| Lake County, IN | 1 | Under 10 loans | 0.0% |
| Miami County, IN | 1 | Under 10 loans | 0.0% |
| Owen County, IN | 1 | Under 10 loans | 50.0% |
| Putnam County, IN | 1 | Under 10 loans | 0.0% |
| Decatur County, IN | 0 | Under 10 loans | 100.0% |
| Pulaski County, IN | 0 | Under 10 loans | 100.0% |
| Steuben County, IN | 0 | Under 10 loans | 100.0% |
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When FINANCIAL CENTER FIRST CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.