First Commercial Bank (USA)
First Commercial Bank (USA) received 74 applications in 2025 and made 57 mortgages, in 11 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $665,000. Of 60 decisions, 3 were denials — 5.0%.
| Legal Entity Identifier | 5493008H68QG2A0MK376 |
|---|---|
| Applications received | 74 |
| Mortgages made | 57 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 14 |
| Loans bought from other lenders | 12 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Commercial Bank (USA), 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 23 | Not published | $645,000 | 8.0% |
| Refinancing | 25 | Not published | $770,000 | 0.0% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
Where First Commercial Bank (USA) lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 22 | Not published | 8.3% |
| Orange County, CA | 13 | Not published | 0.0% |
| Alameda County, CA | 5 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 4 | Under 10 loans | 0.0% |
| San Diego County, CA | 3 | Under 10 loans | 25.0% |
| San Mateo County, CA | 3 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 3 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 2 | Under 10 loans | 0.0% |
| Riverside County, CA | 1 | Under 10 loans | 0.0% |
| Yolo County, CA | 1 | Under 10 loans | 0.0% |
| San Francisco County, CA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.