First Community Bank of the Heartland, Inc
First Community Bank of the Heartland, Inc received 199 applications in 2025 and made 150 mortgages, in 25 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 176 decisions, 22 were denials — 12.5%.
| Legal Entity Identifier | 254900S72Y8VX4GAD318 |
|---|---|
| Applications received | 199 |
| Mortgages made | 150 |
| Denied | 22 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 23 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Community Bank of the Heartland, Inc., 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 96 | Not published | $150,000 | 10.7% |
| Refinancing | 32 | Not published | $105,000 | 13.5% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Other purposes | 19 | Not published | $55,000 | 17.4% |
Where First Community Bank of the Heartland, Inc lends most
The 25 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dyer County, TN | 28 | Not published | 12.1% |
| Weakley County, TN | 24 | Not published | 13.8% |
| Ballard County, KY | 20 | Not published | 16.7% |
| Graves County, KY | 19 | Not published | 0.0% |
| Hickman County, KY | 13 | Not published | 7.1% |
| McCracken County, KY | 12 | Not published | 7.1% |
| Obion County, TN | 5 | Under 10 loans | 28.6% |
| Madison County, TN | 4 | Under 10 loans | 0.0% |
| Livingston County, KY | 3 | Under 10 loans | 0.0% |
| Marshall County, KY | 3 | Under 10 loans | 0.0% |
| Carlisle County, KY | 2 | Under 10 loans | 60.0% |
| Fulton County, KY | 2 | Under 10 loans | 60.0% |
| Lyon County, KY | 2 | Under 10 loans | 0.0% |
| Carroll County, TN | 2 | Under 10 loans | 0.0% |
| Caldwell County, KY | 1 | Under 10 loans | 0.0% |
| Calloway County, KY | 1 | Under 10 loans | 0.0% |
| Trigg County, KY | 1 | Under 10 loans | 0.0% |
| Harford County, MD | 1 | Under 10 loans | 0.0% |
| Pemiscot County, MO | 1 | Under 10 loans | 0.0% |
| Scott County, MO | 1 | Under 10 loans | 0.0% |
| Benton County, TN | 1 | Under 10 loans | 0.0% |
| Gibson County, TN | 1 | Under 10 loans | 0.0% |
| Henry County, TN | 1 | Under 10 loans | 0.0% |
| Montgomery County, TN | 1 | Under 10 loans | 0.0% |
| Tipton County, TN | 1 | Under 10 loans | 0.0% |
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When First Community Bank of the Heartland, Inc’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.