First Federal Bank of Ohio
First Federal Bank of Ohio received 123 applications in 2025 and made 97 mortgages, in 22 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $115,000. Of 123 decisions, 16 were denials — 13.0%.
| Legal Entity Identifier | 2549007S3Y4859VJ1444 |
|---|---|
| Applications received | 123 |
| Mortgages made | 97 |
| Denied | 16 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 20 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Federal Bank of Ohio, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 47 | Not published | $175,000 | 5.5% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cash-out refinancing | 17 | Not published | $105,000 | 10.0% |
| Other purposes | 31 | Not published | $45,000 | 22.2% |
Where First Federal Bank of Ohio lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Richland County, OH | 22 | Not published | 16.7% |
| Morrow County, OH | 21 | Not published | 11.1% |
| Erie County, OH | 19 | Not published | 13.0% |
| Crawford County, OH | 13 | Not published | 11.8% |
| Seneca County, OH | 8 | Under 10 loans | 20.0% |
| Huron County, OH | 4 | Under 10 loans | 0.0% |
| Lucas County, OH | 2 | Under 10 loans | 0.0% |
| Marion County, OH | 2 | Under 10 loans | 33.3% |
| Wood County, OH | 2 | Under 10 loans | 0.0% |
| Ashland County, OH | 1 | Under 10 loans | 0.0% |
| Franklin County, OH | 1 | Under 10 loans | 0.0% |
| Hancock County, OH | 1 | Under 10 loans | 0.0% |
| Ottawa County, OH | 1 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 0 | Under 10 loans | Not published |
| Geauga County, OH | 0 | Under 10 loans | Not published |
| Henry County, OH | 0 | Under 10 loans | Not published |
| Lake County, OH | 0 | Under 10 loans | Not published |
| Lorain County, OH | 0 | Under 10 loans | Not published |
| Perry County, OH | 0 | Under 10 loans | Not published |
| Portage County, OH | 0 | Under 10 loans | Not published |
| Sandusky County, OH | 0 | Under 10 loans | Not published |
| Summit County, OH | 0 | Under 10 loans | Not published |
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When First Federal Bank of Ohio’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.