First Federal Savings Bank
First Federal Savings Bank received 214 applications in 2025 and made 185 mortgages, in 25 counties across 3 states. The median rate its borrowers got was 6.875% on a median loan of $155,000. Of 201 decisions, 12 were denials — 6.0%, most often for credit history.
| Legal Entity Identifier | 549300RMPGD5KKS1RR35 |
|---|---|
| Applications received | 214 |
| Mortgages made | 185 |
| Denied | 12 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.395 points |
| FDIC-insured bank | Yes: First Federal Savings Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 102 | 6.875% | $175,000 | 2.8% |
| Refinancing | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Cash-out refinancing | 48 | 6.875% | $125,000 | 5.8% |
| Other purposes | 28 | 7.990% | $70,000 | 9.4% |
Where First Federal Savings Bank lends most
The 25 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Huntington County, IN | 99 | 6.625% | 4.7% |
| Allen County, IN | 40 | 7.490% | 2.4% |
| Kosciusko County, IN | 10 | 7.370% | 8.3% |
| Wabash County, IN | 5 | Under 10 loans | 0.0% |
| Wells County, IN | 5 | Under 10 loans | 0.0% |
| Whitley County, IN | 5 | Under 10 loans | 0.0% |
| Marshall County, IN | 4 | Under 10 loans | 0.0% |
| Miami County, IN | 2 | Under 10 loans | 0.0% |
| Noble County, IN | 2 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Sumter County, FL | 1 | Under 10 loans | 0.0% |
| Clay County, IN | 1 | Under 10 loans | 0.0% |
| Daviess County, IN | 1 | Under 10 loans | 0.0% |
| DeKalb County, IN | 1 | Under 10 loans | 66.7% |
| Elkhart County, IN | 1 | Under 10 loans | 0.0% |
| Grant County, IN | 1 | Under 10 loans | 50.0% |
| Henry County, IN | 1 | Under 10 loans | 0.0% |
| Howard County, IN | 1 | Under 10 loans | 0.0% |
| Jefferson County, IN | 1 | Under 10 loans | 0.0% |
| Steuben County, IN | 1 | Under 10 loans | 0.0% |
| Hillsdale County, MI | 1 | Under 10 loans | 0.0% |
| Kent County, MI | 1 | Under 10 loans | 0.0% |
| Brown County, IN | 0 | Under 10 loans | Not published |
| Fulton County, IN | 0 | Under 10 loans | 100.0% |
| St. Joseph County, IN | 0 | Under 10 loans | 100.0% |
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When First Federal Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.