First Federal Savings Bank
First Federal Savings Bank received 1,151 applications in 2025 and made 1,014 mortgages, in 46 counties across 8 states. The median rate its borrowers got was 7.000% on a median loan of $155,000. Of 1,046 decisions, 19 were denials — 1.8%, most often for collateral.
| Legal Entity Identifier | 549300XUKQ6W1CY6QK47 |
|---|---|
| Applications received | 1,151 |
| Mortgages made | 1,014 |
| Denied | 19 |
| Approved, not taken up | 13 |
| Withdrawn or incomplete | 105 |
| Loans bought from other lenders | 2 |
| Median rate spread over the prime offer rate | 0.57 points |
| FDIC-insured bank | Yes: First Federal Savings Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 532 | 7.000% | $245,000 | 0.9% |
| Refinancing | 92 | 6.625% | $105,000 | 2.1% |
| Cash-out refinancing | 82 | 7.000% | $160,000 | 1.2% |
| Other purposes | 308 | 8.500% | $55,000 | 3.4% |
Where First Federal Savings Bank lends most
The 46 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| St. Joseph County, IN | 196 | 7.000% | 2.0% |
| Marshall County, IN | 175 | 7.125% | 0.6% |
| Kosciusko County, IN | 168 | 7.000% | 1.2% |
| Elkhart County, IN | 165 | 7.125% | 1.8% |
| Fulton County, IN | 116 | 7.000% | 1.7% |
| Pulaski County, IN | 38 | 7.063% | 7.1% |
| Cass County, MI | 27 | 7.000% | 0.0% |
| Starke County, IN | 19 | 7.000% | 0.0% |
| Miami County, IN | 11 | 6.750% | 0.0% |
| Allen County, IN | 9 | Under 10 loans | 10.0% |
| LaPorte County, IN | 9 | Under 10 loans | 0.0% |
| Wabash County, IN | 9 | Under 10 loans | 0.0% |
| LaGrange County, IN | 7 | Under 10 loans | 0.0% |
| Whitley County, IN | 7 | Under 10 loans | 0.0% |
| Berrien County, MI | 7 | Under 10 loans | 11.1% |
| Cass County, IN | 5 | Under 10 loans | 0.0% |
| Hamilton County, IN | 5 | Under 10 loans | 0.0% |
| Marion County, IN | 5 | Under 10 loans | 0.0% |
| Noble County, IN | 3 | Under 10 loans | 40.0% |
| Porter County, IN | 3 | Under 10 loans | 0.0% |
| Grant County, IN | 2 | Under 10 loans | 0.0% |
| Howard County, IN | 2 | Under 10 loans | 0.0% |
| Johnson County, IN | 2 | Under 10 loans | 0.0% |
| Lake County, IN | 2 | Under 10 loans | 0.0% |
| St. Joseph County, MI | 2 | Under 10 loans | 0.0% |
| Mohave County, AZ | 1 | Under 10 loans | 0.0% |
| Calhoun County, FL | 1 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Clinton County, IN | 1 | Under 10 loans | 0.0% |
| Delaware County, IN | 1 | Under 10 loans | 0.0% |
| Huntington County, IN | 1 | Under 10 loans | 0.0% |
| Jasper County, IN | 1 | Under 10 loans | 0.0% |
| Madison County, IN | 1 | Under 10 loans | 0.0% |
| Monroe County, IN | 1 | Under 10 loans | 0.0% |
| Ripley County, IN | 1 | Under 10 loans | 0.0% |
| Shelby County, IN | 1 | Under 10 loans | 0.0% |
| Orleans Parish, LA | 1 | Under 10 loans | 0.0% |
| Benzie County, MI | 1 | Under 10 loans | 0.0% |
| Branch County, MI | 1 | Under 10 loans | 0.0% |
| Jackson County, MI | 1 | Under 10 loans | 0.0% |
| Kalamazoo County, MI | 1 | Under 10 loans | 0.0% |
| Kent County, MI | 1 | Under 10 loans | 0.0% |
| Van Buren County, MI | 1 | Under 10 loans | 0.0% |
| Gallatin County, MT | 1 | Under 10 loans | 0.0% |
| Lake County, OH | 1 | Under 10 loans | 0.0% |
| White County, IN | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.