First National Bank USA
First National Bank USA received 49 applications in 2025 and made 40 mortgages, in 9 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 49 decisions, 7 were denials — 14.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300F376WY63AY7896 |
|---|---|
| Applications received | 49 |
| Mortgages made | 40 |
| Denied | 7 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First National Bank USA, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 18 | Not published | $200,000 | 4.8% |
| Refinancing | 21 | Not published | $135,000 | 16.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | 100.0% |
Where First National Bank USA lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson Parish, LA | 13 | Not published | 7.1% |
| St. John the Baptist Parish, LA | 9 | Under 10 loans | 0.0% |
| St. Charles Parish, LA | 7 | Under 10 loans | 36.4% |
| Orleans Parish, LA | 4 | Under 10 loans | 28.6% |
| Tangipahoa Parish, LA | 2 | Under 10 loans | 0.0% |
| Hancock County, MS | 2 | Under 10 loans | 0.0% |
| Escambia County, FL | 1 | Under 10 loans | 0.0% |
| East Baton Rouge Parish, LA | 1 | Under 10 loans | 0.0% |
| St. James Parish, LA | 1 | Under 10 loans | 0.0% |
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When First National Bank USA’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.