First Service Bank
First Service Bank received 254 applications in 2025 and made 194 mortgages, in 30 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $195,000. Of 227 decisions, 25 were denials — 11.0%.
| Legal Entity Identifier | 549300W2LKZKSX67ZU02 |
|---|---|
| Applications received | 254 |
| Mortgages made | 194 |
| Denied | 25 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 27 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Service Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 134 | Not published | $195,000 | 6.7% |
| Refinancing | 46 | Not published | $290,000 | 9.6% |
| Other purposes | 14 | Not published | $55,000 | 40.0% |
Where First Service Bank lends most
The 30 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pulaski County, AR | 55 | Not published | 3.3% |
| Faulkner County, AR | 52 | Not published | 5.3% |
| Saline County, AR | 16 | Not published | 0.0% |
| Van Buren County, AR | 13 | Not published | 37.5% |
| Conway County, AR | 12 | Not published | 7.7% |
| Marion County, AR | 8 | Under 10 loans | 11.1% |
| Lonoke County, AR | 7 | Under 10 loans | 0.0% |
| Garland County, AR | 6 | Under 10 loans | 0.0% |
| Cleburne County, AR | 4 | Under 10 loans | 20.0% |
| Craighead County, AR | 4 | Under 10 loans | 0.0% |
| Chicot County, AR | 2 | Under 10 loans | 66.7% |
| Jefferson County, AR | 2 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Boone County, AR | 1 | Under 10 loans | 0.0% |
| Crawford County, AR | 1 | Under 10 loans | 0.0% |
| Grant County, AR | 1 | Under 10 loans | 0.0% |
| Hempstead County, AR | 1 | Under 10 loans | 0.0% |
| Independence County, AR | 1 | Under 10 loans | 0.0% |
| Poinsett County, AR | 1 | Under 10 loans | 0.0% |
| Pope County, AR | 1 | Under 10 loans | 0.0% |
| Searcy County, AR | 1 | Under 10 loans | 0.0% |
| Sebastian County, AR | 1 | Under 10 loans | 0.0% |
| Stone County, AR | 1 | Under 10 loans | 0.0% |
| Washington County, AR | 1 | Under 10 loans | 0.0% |
| McCurtain County, OK | 1 | Under 10 loans | 0.0% |
| Baxter County, AR | 0 | Under 10 loans | 100.0% |
| Johnson County, AR | 0 | Under 10 loans | 100.0% |
| Perry County, AR | 0 | Under 10 loans | Not published |
| White County, AR | 0 | Under 10 loans | 100.0% |
| Woodruff County, AR | 0 | Under 10 loans | 100.0% |
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When First Service Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.