FIRSTBANK PUERTO RICO
FIRSTBANK PUERTO RICO received 375 applications in 2025 and made 286 mortgages, in 8 counties across 1 state. The median rate its borrowers got was 6.375% on a median loan of $235,000. Of 320 decisions, 15 were denials — 4.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300WWJ28EP3GZG107 |
|---|---|
| Applications received | 375 |
| Mortgages made | 286 |
| Denied | 15 |
| Approved, not taken up | 19 |
| Withdrawn or incomplete | 55 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | 0.13 points |
| FDIC-insured bank | Yes: FirstBank Puerto Rico, 73 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 263 | 6.375% | $235,000 | 4.4% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 13 | 6.350% | $295,000 | 12.5% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 0.0% |
Where FIRSTBANK PUERTO RICO lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Broward County, FL | 125 | 6.375% | 2.2% |
| Miami-Dade County, FL | 121 | 6.375% | 6.0% |
| Palm Beach County, FL | 32 | 6.500% | 10.3% |
| Lee County, FL | 4 | Under 10 loans | 0.0% |
| Highlands County, FL | 1 | Under 10 loans | 0.0% |
| Indian River County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Seminole County, FL | 1 | Under 10 loans | 0.0% |
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When FIRSTBANK PUERTO RICO’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.