FNB Bank, Incorporated
FNB Bank, Incorporated received 72 applications in 2025 and made 60 mortgages, in 13 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $160,000. Of 65 decisions, 3 were denials — 4.6%.
| Legal Entity Identifier | 254900UEITST3NEK8Y27 |
|---|---|
| Applications received | 72 |
| Mortgages made | 60 |
| Denied | 3 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: FNB Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 35 | Not published | $195,000 | 5.3% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Other purposes | 16 | Not published | $65,000 | 0.0% |
Where FNB Bank, Incorporated lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hampshire County, WV | 36 | Not published | 2.6% |
| Mineral County, WV | 7 | Under 10 loans | 22.2% |
| Hardy County, WV | 5 | Under 10 loans | 0.0% |
| Frederick County, VA | 3 | Under 10 loans | 0.0% |
| Grant County, WV | 2 | Under 10 loans | 0.0% |
| Orleans Parish, LA | 1 | Under 10 loans | 0.0% |
| Allegany County, MD | 1 | Under 10 loans | 0.0% |
| Garrett County, MD | 1 | Under 10 loans | 0.0% |
| Loudoun County, VA | 1 | Under 10 loans | 0.0% |
| Winchester city, VA | 1 | Under 10 loans | 0.0% |
| Kanawha County, WV | 1 | Under 10 loans | 0.0% |
| Morgan County, WV | 1 | Under 10 loans | 0.0% |
| Cabell County, WV | 0 | Under 10 loans | Not published |
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When FNB Bank, Incorporated’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.